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At today's rate and a 90% mortgage, the deposit on this unit is about HK$411K, with repayments around HK$17,911/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$35,822/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$21,364 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Pui To Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- 1
- Saleable Area
- 353 Saleable ft²
- Gross Area
- 483 ft²
- Efficiency
- 73%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-01 | HK$3.98M | +17.8% 9.2y · 2.0%/yr |
| 2016-04-29 | HK$3.38M | +101.2% 6.1y · 17.0%/yr |
| 2010-04-16 | HK$1.68M | +71.4% |
| 2007-04-26 | HK$980K | +32.4% |
| 2003-03-27 | HK$740K | −41.3% |
| 1996-10-30 | HK$1.26M | — |