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At today's rate and a 90% mortgage, the deposit on this unit is about HK$338K, with repayments around HK$14,729/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$338K · loan HK$3.04M · min. income ≈ HK$29,458/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tai Hing (South) Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- C
- Saleable Area
- 363 Saleable ft²
- Gross Area
- 479 ft²
- Efficiency
- 76%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-04 | HK$4.42M | +16.3% 3.9y · 4.0%/yr |
| 2017-10-18 | HK$3.80M | +111.1% 5.2y · 21.0%/yr |
| 2012-08-06 | HK$1.80M | +114.3% |
| 2008-03-31 | HK$840K | −20.8% |
| 1998-05-29 | HK$1.06M | — |