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At today's rate and a 90% mortgage, the deposit on this unit is about HK$361K, with repayments around HK$15,734/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$361K · loan HK$3.25M · min. income ≈ HK$31,468/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tai Hing (South) Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- C
- Saleable Area
- 363 Saleable ft²
- Gross Area
- 479 ft²
- Efficiency
- 76%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-22 | HK$3.85M | +21.5% 0.4y |
| 2026-03-05 | HK$3.17M | −29.1% 3.5y · −8.0%/yr |
| 2022-08-18 | HK$4.47M | +35.5% 6.9y · 5.0%/yr |
| 2015-10-29 | HK$3.30M | +150.0% |
| 1998-05-20 | HK$1.32M | +51.7% |
| 1996-07-19 | HK$870K | — |