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At today's rate and a 90% mortgage, the deposit on this unit is about HK$499K, with repayments around HK$21,751/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$499K · loan HK$4.49M · min. income ≈ HK$43,502/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$112,199 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Locwood Station.
Family-friendly — 90 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 75 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- D
- Saleable Area
- 551 Saleable ft²
- Gross Area
- 714 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-17 | HK$6.01M | +17.8% 3.1y · 6.0%/yr |
| 2017-07-14 | HK$5.10M | +66.7% 3.6y · 18.0%/yr |
| 2013-11-20 | HK$3.06M | +91.2% |
| 2010-04-14 | HK$1.60M | +23.1% |
| 2005-09-15 | HK$1.30M | +14.0% |
| 2005-03-21 | HK$1.14M | +8.6% |
| 2004-03-20 | HK$1.05M | — |