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At today's rate and a 90% mortgage, the deposit on this unit is about HK$428K, with repayments around HK$18,661/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$428K · loan HK$3.85M · min. income ≈ HK$37,322/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$55,768 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Locwood Station.
Family-friendly — 90 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 75 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- E
- Saleable Area
- 448 Saleable ft²
- Gross Area
- 586 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-23 | HK$3.90M | −19.6% 7.1y · −3.0%/yr |
| 2018-10-30 | HK$4.85M | +201.2% 7.8y · 26.0%/yr |
| 2010-12-17 | HK$1.61M | +15.8% |
| 2010-02-26 | HK$1.39M | +40.4% |
| 2005-02-08 | HK$990K | +10.0% |
| 2004-06-12 | HK$900K | — |