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At today's rate and a 90% mortgage, the deposit on this unit is about HK$516K, with repayments around HK$22,515/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$516K · loan HK$4.65M · min. income ≈ HK$45,030/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,140 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Yiu Station.
Family-friendly — 68 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- H
- Saleable Area
- 549 Saleable ft²
- Gross Area
- 714 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-06-23 | HK$5.60M | −6.7% 2.9y · −2.0%/yr |
| 2020-08-18 | HK$6.00M | +0.0% 2.1y · 0.0%/yr |
| 2018-07-04 | HK$6.00M | +70.5% 3.8y · 19.0%/yr |
| 2014-08-26 | HK$3.52M | — |