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At today's rate and a 90% mortgage, the deposit on this unit is about HK$447K, with repayments around HK$19,497/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$447K · loan HK$4.02M · min. income ≈ HK$38,994/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$67,049 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Yiu Station.
Family-friendly — 68 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 29/F
- Flat
- F
- Saleable Area
- 449 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-27 | HK$4.60M | −9.8% 7.0y · −1.0%/yr |
| 2019-04-26 | HK$5.10M | +220.8% 8.8y · 25.0%/yr |
| 2010-07-08 | HK$1.59M | +60.6% |
| 2004-09-21 | HK$990K | −58.8% |
| 1997-04-09 | HK$2.40M | +52.9% |
| 1996-09-23 | HK$1.57M | +7.5% |
| 1996-06-21 | HK$1.46M | — |