Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$427K, with repayments around HK$18,642/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$427K · loan HK$3.85M · min. income ≈ HK$37,284/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$54,879 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Yiu Station.
Family-friendly — 68 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- E
- Saleable Area
- 448 Saleable ft²
- Gross Area
- 586 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-20 | HK$5.18M | +62.0% 4.0y · 15.0%/yr |
| 2016-05-13 | HK$3.20M | +23.0% 3.0y · 8.0%/yr |
| 2013-05-09 | HK$2.60M | +75.7% |
| 2010-04-15 | HK$1.48M | +68.2% |
| 2003-12-17 | HK$880K | +18.9% |
| 2003-09-17 | HK$740K | −30.8% |
| 2001-05-30 | HK$1.07M | — |