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At today's rate and a 90% mortgage, the deposit on this unit is about HK$470K, with repayments around HK$20,501/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$41,002/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$87,505 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Locwood Station.
Family-friendly — 68 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- G
- Saleable Area
- 548 Saleable ft²
- Gross Area
- 708 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-13 | HK$5.54M | +14.0% 3.4y · 4.0%/yr |
| 2018-01-12 | HK$4.86M | +117.9% 6.4y · 19.0%/yr |
| 2011-08-17 | HK$2.23M | +35.2% |
| 2010-07-13 | HK$1.65M | +37.5% |
| 2009-08-20 | HK$1.20M | +27.7% |
| 2007-01-31 | HK$940K | −19.0% |
| 2001-06-21 | HK$1.16M | — |