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At today's rate and a 90% mortgage, the deposit on this unit is about HK$565K, with repayments around HK$24,662/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$565K · loan HK$5.09M · min. income ≈ HK$49,324/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$127,215 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Locwood Station.
Family-friendly — 68 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- B
- Saleable Area
- 633 Saleable ft²
- Gross Area
- 814 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-24 | HK$6.22M | +3.7% 3.0y · 1.0%/yr |
| 2017-12-01 | HK$6.00M | +50.0% 2.9y · 17.0%/yr |
| 2014-12-23 | HK$4.00M | +189.9% |
| 2007-06-20 | HK$1.38M | −13.2% |
| 2005-07-04 | HK$1.59M | +12.0% |
| 2001-06-01 | HK$1.42M | −59.4% |
| 1997-06-25 | HK$3.50M | +60.6% |
| 1996-10-18 | HK$2.18M | — |