20/F B

in Kingswood Villas Phase 1 Locwood Court Block 3

Yuen Long District · New Territories West

Switch unit

Floor

1/F D 551 ft² 1/F E 448 ft² 1/F F 449 ft² 1/F H 552 ft² 1/F A 639 ft² 1/F B 633 ft² 1/F C 551 ft² 2/F D 548 ft² 2/F F 449 ft² 2/F B 633 ft² 2/F C 551 ft² 2/F E 448 ft² 2/F G 548 ft² 2/F H 552 ft² 3/F A 633 ft² 3/F B 630 ft² 3/F C 551 ft² 3/F D 551 ft² 3/F E 448 ft² 3/F F 449 ft² 3/F G 548 ft² 3/F H 552 ft² 4/F B 630 ft² 4/F D 551 ft² 4/F F 446 ft² 4/F H 552 ft² 4/F A 639 ft² 4/F C 551 ft² 4/F E 448 ft² 4/F G 548 ft² 5/F A 639 ft² 5/F B 633 ft² 5/F C 551 ft² 5/F F 449 ft² 5/F G 548 ft² 5/F H 552 ft² 5/F D 551 ft² 5/F E 448 ft² 6/F B 630 ft² 6/F C 548 ft² 6/F D 548 ft² 6/F F 449 ft² 6/F G 548 ft² 6/F H 552 ft² 6/F A 639 ft² 6/F E 448 ft² 7/F A 639 ft² 7/F B 630 ft² 7/F D 548 ft² 7/F E 454 ft² 7/F G 548 ft² 7/F H 548 ft² 7/F C 551 ft² 8/F A 639 ft² 8/F B 630 ft² 8/F C 551 ft² 8/F E 454 ft² 8/F F 446 ft² 8/F G 548 ft² 8/F D 551 ft² 8/F H 552 ft² 9/F A 639 ft² 9/F B 633 ft² 9/F C 548 ft² 9/F D 551 ft² 9/F F 446 ft² 9/F H 552 ft² 9/F E 448 ft² 10/F A 636 ft² 10/F B 630 ft² 10/F C 551 ft² 10/F F 449 ft² 10/F G 548 ft² 10/F E 448 ft² 10/F H 549 ft² 11/F B 633 ft² 11/F C 548 ft² 11/F E 448 ft² 11/F F 449 ft² 11/F A 636 ft² 11/F D 551 ft² 11/F G 548 ft² 11/F H 549 ft² 12/F B 630 ft² 12/F G 548 ft² 12/F A 636 ft² 12/F C 551 ft² 12/F D 551 ft² 12/F E 448 ft² 12/F F 449 ft² 12/F H 549 ft² 13/F B 633 ft² 13/F D 553 ft² 13/F E 454 ft² 13/F G 548 ft² 13/F H 549 ft² 13/F C 551 ft² 13/F F 449 ft² 14/F A 636 ft² 14/F B 630 ft² 14/F F 449 ft² 14/F H 549 ft² 14/F E 448 ft² 14/F G 548 ft² 15/F D 553 ft² 15/F E 448 ft² 15/F H 549 ft² 15/F A 636 ft² 15/F C 551 ft² 15/F F 449 ft² 15/F G 548 ft² 16/F A 636 ft² 16/F B 630 ft² 16/F C 548 ft² 16/F D 551 ft² 16/F E 454 ft² 16/F F 449 ft² 16/F H 549 ft² 16/F G 548 ft² 17/F A 638 ft² 17/F B 633 ft² 17/F C 551 ft² 17/F D 553 ft² 17/F E 448 ft² 17/F F 446 ft² 17/F G 548 ft² 17/F H 549 ft² 18/F A 636 ft² 18/F B 633 ft² 18/F C 551 ft² 18/F F 446 ft² 18/F G 548 ft² 18/F D 551 ft² 18/F H 549 ft² 19/F A 636 ft² 19/F B 630 ft² 19/F C 548 ft² 19/F G 548 ft² 19/F H 553 ft² 19/F D 551 ft² 19/F E 448 ft² 19/F F 449 ft² 20/F A 636 ft² 20/F C 548 ft² 20/F E 448 ft² 20/F B 633 ft² 20/F D 551 ft² 20/F H 549 ft² 21/F A 638 ft² 21/F D 553 ft² 21/F E 454 ft² 21/F G 548 ft² 21/F H 553 ft² 21/F B 633 ft² 22/F B 633 ft² 22/F C 551 ft² 22/F D 553 ft² 22/F E 448 ft² 22/F F 449 ft² 22/F G 548 ft² 22/F H 549 ft² 23/F A 638 ft² 23/F B 633 ft² 23/F G 548 ft² 23/F E 448 ft² 23/F F 449 ft² 24/F A 638 ft² 24/F B 630 ft² 24/F C 551 ft² 24/F G 548 ft² 24/F H 549 ft² 24/F E 448 ft² 24/F F 449 ft² 25/F A 638 ft² 25/F B 630 ft² 25/F C 548 ft² 25/F G 548 ft² 25/F E 448 ft² 25/F F 449 ft² 25/F H 549 ft² 26/F A 638 ft² 26/F B 633 ft² 26/F C 551 ft² 26/F D 553 ft² 26/F F 446 ft² 26/F H 549 ft² 26/F E 448 ft² 27/F B 630 ft² 27/F G 548 ft² 27/F H 553 ft² 27/F A 636 ft² 27/F C 551 ft² 27/F D 551 ft² 27/F E 448 ft² 27/F F 449 ft² 28/F A 636 ft² 28/F B 630 ft² 28/F C 551 ft² 28/F D 551 ft² 28/F E 448 ft² 28/F F 449 ft² 28/F G 548 ft² 29/F D 551 ft² 29/F F 449 ft² 29/F H 549 ft² 29/F B 633 ft² 29/F C 551 ft² 29/F E 448 ft² 29/F G 548 ft² 30/F A 638 ft² 30/F D 553 ft² 30/F E 448 ft² 30/F G 548 ft² 30/F B 633 ft² 30/F F 449 ft² 31/F A 636 ft² 31/F C 548 ft² 31/F D 551 ft² 31/F F 449 ft² 31/F H 549 ft² 31/F B 633 ft² 31/F G 548 ft² 32/F A 636 ft² 32/F B 633 ft² 32/F C 551 ft² 32/F D 551 ft² 32/F E 448 ft² 32/F F 449 ft² 32/F G 548 ft² 32/F H 549 ft²

Crescira AVM · estimated value ● Medium confidence

HK$5.43M

≈ HK$8,571 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$543K, with repayments around HK$23,665/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$22,269

−HK$1,396/mo

▼ 0.25% · 3.875%

HK$22,961

−HK$704/mo

Today · 4.125%

HK$23,665

baseline

▲ 0.50% · 4.625%

HK$25,105

+HK$1,440/mo

Deposit HK$543K · loan HK$4.88M · min. income ≈ HK$47,330/mo (50% DSR)

Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,074 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 20/F
Flat: B
Saleable Area: 633 ft²
Gross Area: 814 ft²
Efficiency: 78%
District: Yuen Long District · New Territories West
School net (POA): 72

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2016-02-16	HK$3.95M	+138.0% 6.5y · 21.0%/yr	HK$6,240	HK$4,853
2009-08-14	HK$1.66M	—	HK$2,622	HK$2,039

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Locwood (Light Rail)

≈ 2 min walk · 106 m

Education

schools within 1 km (18 within 500 m)

Daily convenience

within 1 km (12 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Locwood Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 53 schools within a 1 km walk.

Everyday convenience — 24 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com