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At today's rate and a 90% mortgage, the deposit on this unit is about HK$443K, with repayments around HK$19,328/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$443K · loan HK$3.99M · min. income ≈ HK$38,656/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,468 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Locwood Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- F
- Saleable Area
- 449 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-06-12 | HK$3.99M | +25.9% 8.2y · 3.0%/yr |
| 2016-03-24 | HK$3.17M | +175.5% 8.2y · 21.0%/yr |
| 2008-01-04 | HK$1.15M | +15.0% |
| 2002-02-28 | HK$1.00M | −57.6% |
| 1997-06-27 | HK$2.36M | +7.3% |
| 1997-04-08 | HK$2.20M | — |