Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$495K, with repayments around HK$21,582/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$495K · loan HK$4.45M · min. income ≈ HK$43,164/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$111,327 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Locwood Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- B
- Saleable Area
- 633 Saleable ft²
- Gross Area
- 814 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-02 | HK$5.68M | +51.5% 4.8y · 11.0%/yr |
| 2016-04-19 | HK$3.75M | +57.5% 4.0y · 14.0%/yr |
| 2012-04-20 | HK$2.38M | +58.7% |
| 2008-04-10 | HK$1.50M | +26.1% |
| 2006-01-25 | HK$1.19M | −4.0% |
| 2005-04-16 | HK$1.24M | +18.1% |
| 2005-01-08 | HK$1.05M | −8.7% |
| 2001-12-29 | HK$1.15M | −2.5% |
| 2001-03-20 | HK$1.18M | — |