▼ 0.50% · 3.625%
HK$12,192
−HK$765/mo
▼ 0.25% · 3.875%
HK$12,572
−HK$385/mo
Today · 4.125%
HK$12,957
baseline
▲ 0.50% · 4.625%
HK$13,745
+HK$788/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,914/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,564
−HK$733/mo
▼ 0.25% · 3.875%
HK$13,928
−HK$369/mo
Today · 4.125%
HK$14,297
baseline
▲ 0.50% · 4.625%
HK$15,050
+HK$753/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,594/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,412
−HK$841/mo
▼ 0.25% · 3.875%
HK$13,829
−HK$424/mo
Today · 4.125%
HK$14,253
baseline
▲ 0.50% · 4.625%
HK$15,120
+HK$867/mo
Deposit HK$2.41M · loan HK$2.94M · min. income ≈ HK$28,506/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$120,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,920
−HK$806/mo
▼ 0.25% · 3.875%
HK$15,320
−HK$406/mo
Today · 4.125%
HK$15,726
baseline
▲ 0.50% · 4.625%
HK$16,555
+HK$829/mo
Deposit HK$2.41M · loan HK$2.94M · min. income ≈ HK$31,452/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$120,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,631
−HK$917/mo
▼ 0.25% · 3.875%
HK$15,086
−HK$462/mo
Today · 4.125%
HK$15,548
baseline
▲ 0.50% · 4.625%
HK$16,494
+HK$946/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$31,096/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,277
−HK$879/mo
▼ 0.25% · 3.875%
HK$16,713
−HK$443/mo
Today · 4.125%
HK$17,156
baseline
▲ 0.50% · 4.625%
HK$18,060
+HK$904/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$34,312/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,850
−HK$994/mo
▼ 0.25% · 3.875%
HK$16,343
−HK$501/mo
Today · 4.125%
HK$16,844
baseline
▲ 0.50% · 4.625%
HK$17,869
+HK$1,025/mo
Deposit HK$1.87M · loan HK$3.48M · min. income ≈ HK$33,688/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$120,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,633
−HK$953/mo
▼ 0.25% · 3.875%
HK$18,106
−HK$480/mo
Today · 4.125%
HK$18,586
baseline
▲ 0.50% · 4.625%
HK$19,565
+HK$979/mo
Deposit HK$1.87M · loan HK$3.48M · min. income ≈ HK$37,172/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$120,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,069
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,600
−HK$540/mo
Today · 4.125%
HK$18,140
baseline
▲ 0.50% · 4.625%
HK$19,243
+HK$1,103/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$36,280/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,989
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,499
−HK$516/mo
Today · 4.125%
HK$20,015
baseline
▲ 0.50% · 4.625%
HK$21,070
+HK$1,055/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$40,030/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,288
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,857
−HK$578/mo
Today · 4.125%
HK$19,435
baseline
▲ 0.50% · 4.625%
HK$20,618
+HK$1,183/mo
Deposit HK$1.34M · loan HK$4.01M · min. income ≈ HK$38,870/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$120,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,346
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,891
−HK$554/mo
Today · 4.125%
HK$21,445
baseline
▲ 0.50% · 4.625%
HK$22,575
+HK$1,130/mo
Deposit HK$1.34M · loan HK$4.01M · min. income ≈ HK$42,890/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$120,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,508
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,115
−HK$616/mo
Today · 4.125%
HK$20,731
baseline
▲ 0.50% · 4.625%
HK$21,992
+HK$1,261/mo
Deposit HK$1.07M · loan HK$4.28M · min. income ≈ HK$41,462/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$120,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,702
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,284
−HK$591/mo
Today · 4.125%
HK$22,875
baseline
▲ 0.50% · 4.625%
HK$24,080
+HK$1,205/mo
Deposit HK$1.07M · loan HK$4.28M · min. income ≈ HK$45,750/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$120,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,727
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,372
−HK$655/mo
Today · 4.125%
HK$22,027
baseline
▲ 0.50% · 4.625%
HK$23,367
+HK$1,340/mo
Deposit HK$802K · loan HK$4.54M · min. income ≈ HK$44,054/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$120,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,059
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,677
−HK$627/mo
Today · 4.125%
HK$24,304
baseline
▲ 0.50% · 4.625%
HK$25,585
+HK$1,281/mo
Deposit HK$802K · loan HK$4.54M · min. income ≈ HK$48,608/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$120,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,946
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,629
−HK$693/mo
Today · 4.125%
HK$23,322
baseline
▲ 0.50% · 4.625%
HK$24,742
+HK$1,420/mo
Deposit HK$535K · loan HK$4.81M · min. income ≈ HK$46,644/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$120,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,415
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,070
−HK$664/mo
Today · 4.125%
HK$25,734
baseline
▲ 0.50% · 4.625%
HK$27,090
+HK$1,356/mo
Deposit HK$535K · loan HK$4.81M · min. income ≈ HK$51,468/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$120,306 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).