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320 ft²
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489 ft²
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320 ft²
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427 ft²
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569 ft²
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320 ft²
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384 ft²
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381 ft²
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279 ft²
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278 ft²
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283 ft²
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313 ft²
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309 ft²
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320 ft²
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489 ft²
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427 ft²
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384 ft²
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384 ft²
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384 ft²
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469 ft²
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569 ft²
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375 ft²
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283 ft²
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309 ft²
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384 ft²
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381 ft²
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279 ft²
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309 ft²
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469 ft²
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279 ft²
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469 ft²
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375 ft²
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381 ft²
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279 ft²
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313 ft²
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309 ft²
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375 ft²
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279 ft²
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283 ft²
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384 ft²
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279 ft²
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320 ft²
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489 ft²
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384 ft²
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469 ft²
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489 ft²
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283 ft²
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384 ft²
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569 ft²
29/F 15
30/F 1
30/F 2
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30/F 4
30/F 5
30/F 6
30/F 7
30/F 8
30/F 9
427 ft²
30/F 10
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30/F 13
30/F 14
30/F 15
30/F 16
31/F 1
31/F 4
31/F 5
31/F 6
31/F 7
31/F 8
489 ft²
31/F 9
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31/F 11
31/F 12
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31/F 15
31/F 16
32/F 1
32/F 2
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32/F 5
313 ft²
32/F 7
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32/F 10
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32/F 12
32/F 13
32/F 14
32/F 15
32/F 16
33/F 1
33/F 2
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33/F 6
33/F 7
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33/F 9
427 ft²
33/F 10
33/F 11
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33/F 14
33/F 15
33/F 16
34/F 1
34/F 2
34/F 3
278 ft²
34/F 4
34/F 5
34/F 7
34/F 8
489 ft²
34/F 9
34/F 11
34/F 12
34/F 13
34/F 14
Crescira AVM · estimated value
● Medium confidence
HK$2.22M
≈ HK$6,935 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 90% mortgage, the deposit on this unit is about HK$222K, with repayments around HK$9,680/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
90%
Term
▼ 0.50% · 3.625%
HK$9,109
−HK$571/mo
▼ 0.25% · 3.875%
HK$9,392
−HK$288/mo
Today · 4.125%
HK$9,680
baseline
▲ 0.50% · 4.625%
HK$10,269
+HK$589/mo
Deposit HK$222K · loan HK$2.00M · min. income ≈ HK$19,360/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
Unit Information
- Floor
- 12/F
- Flat
- 7
- Saleable Area
- 320 ft²
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-28 | HK$1.40M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Tung Chung
≈ 12 min walk · 919 m
Education
21
schools within 1 km (2 within 500 m)
Daily convenience
14
within 1 km (0 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
10
parks, libraries, sports within 1 km
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 14 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 10 parks, libraries and sports venues nearby.
Location
Other appraised units in this building
Data sourced from Renavon.com