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At today's rate and a 90% mortgage, the deposit on this unit is about HK$464K, with repayments around HK$20,244/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$464K · loan HK$4.18M · min. income ≈ HK$40,488/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$81,621 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tung Chung Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 18 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- G
- Saleable Area
- 388 Saleable ft²
- Gross Area
- 550 ft²
- Efficiency
- 71%
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-06-06 | HK$5.80M | +156.6% 8.6y · 18.0%/yr |
| 2010-10-08 | HK$2.26M | +55.9% |
| 2009-03-11 | HK$1.45M | +2.1% |
| 2007-05-18 | HK$1.42M | −16.5% |
| 2005-11-25 | HK$1.70M | +6.2% |
| 2005-04-23 | HK$1.60M | +8.1% |
| 2004-12-30 | HK$1.48M | +15.6% |
| 2004-04-21 | HK$1.28M | +17.4% |
| 2003-01-27 | HK$1.09M | — |