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At today's rate and a 90% mortgage, the deposit on this unit is about HK$529K, with repayments around HK$23,074/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$529K · loan HK$4.76M · min. income ≈ HK$46,148/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$119,024 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tung Chung Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 18 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 55/F
- Flat
- F
- Saleable Area
- 388 Saleable ft²
- Gross Area
- 555 ft²
- Efficiency
- 70%
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-04 | HK$6.28M | +14.6% 3.0y · 5.0%/yr |
| 2017-09-04 | HK$5.48M | +138.3% 7.4y · 19.0%/yr |
| 2010-05-12 | HK$2.30M | +18.6% |
| 2005-07-05 | HK$1.94M | +6.0% |
| 2005-04-11 | HK$1.83M | +18.1% |
| 2004-05-10 | HK$1.55M | +18.3% |
| 2003-04-17 | HK$1.31M | — |