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At today's rate and a 90% mortgage, the deposit on this unit is about HK$608K, with repayments around HK$26,523/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$53,046/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$143,063 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tung Chung Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 18 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 40/F
- Flat
- E
- Saleable Area
- 492 Saleable ft²
- Gross Area
- 648 ft²
- Efficiency
- 76%
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-26 | HK$6.20M | −7.5% 4.4y · −2.0%/yr |
| 2020-06-19 | HK$6.70M | +11.7% 3.0y · 4.0%/yr |
| 2017-06-27 | HK$6.00M | +34.8% 3.3y · 10.0%/yr |
| 2014-02-25 | HK$4.45M | +103.2% |
| 2008-03-18 | HK$2.19M | +6.8% |
| 2004-09-30 | HK$2.05M | +43.4% |
| 2003-02-19 | HK$1.43M | — |