▼ 0.50% · 3.625%
HK$17,391
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,932
−HK$550/mo
Today · 4.125%
HK$18,482
baseline
▲ 0.50% · 4.625%
HK$19,607
+HK$1,125/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,964/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,348
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,867
−HK$526/mo
Today · 4.125%
HK$20,393
baseline
▲ 0.50% · 4.625%
HK$21,468
+HK$1,075/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,786/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,131
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,726
−HK$604/mo
Today · 4.125%
HK$20,330
baseline
▲ 0.50% · 4.625%
HK$21,567
+HK$1,237/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,660/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,283
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,853
−HK$579/mo
Today · 4.125%
HK$22,432
baseline
▲ 0.50% · 4.625%
HK$23,615
+HK$1,183/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,864/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,870
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,519
−HK$659/mo
Today · 4.125%
HK$22,178
baseline
▲ 0.50% · 4.625%
HK$23,528
+HK$1,350/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,356/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,217
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,840
−HK$632/mo
Today · 4.125%
HK$24,472
baseline
▲ 0.50% · 4.625%
HK$25,762
+HK$1,290/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,944/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,609
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,312
−HK$715/mo
Today · 4.125%
HK$24,027
baseline
▲ 0.50% · 4.625%
HK$25,489
+HK$1,462/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,054/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,152
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,827
−HK$684/mo
Today · 4.125%
HK$26,511
baseline
▲ 0.50% · 4.625%
HK$27,908
+HK$1,397/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$53,022/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,348
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,105
−HK$770/mo
Today · 4.125%
HK$25,875
baseline
▲ 0.50% · 4.625%
HK$27,449
+HK$1,574/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,750/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,087
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,813
−HK$737/mo
Today · 4.125%
HK$28,550
baseline
▲ 0.50% · 4.625%
HK$30,055
+HK$1,505/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,100/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,087
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,899
−HK$824/mo
Today · 4.125%
HK$27,723
baseline
▲ 0.50% · 4.625%
HK$29,410
+HK$1,687/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,446/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,022
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,800
−HK$790/mo
Today · 4.125%
HK$30,590
baseline
▲ 0.50% · 4.625%
HK$32,202
+HK$1,612/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,180/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,826
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,692
−HK$879/mo
Today · 4.125%
HK$29,571
baseline
▲ 0.50% · 4.625%
HK$31,371
+HK$1,800/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$59,142/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,956
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,787
−HK$842/mo
Today · 4.125%
HK$32,629
baseline
▲ 0.50% · 4.625%
HK$34,349
+HK$1,720/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$65,258/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,565
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,485
−HK$934/mo
Today · 4.125%
HK$31,419
baseline
▲ 0.50% · 4.625%
HK$33,331
+HK$1,912/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$62,838/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,891
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,773
−HK$895/mo
Today · 4.125%
HK$34,668
baseline
▲ 0.50% · 4.625%
HK$36,496
+HK$1,828/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$69,336/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,305
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,278
−HK$990/mo
Today · 4.125%
HK$33,268
baseline
▲ 0.50% · 4.625%
HK$35,292
+HK$2,024/mo
Deposit HK$763K · loan HK$6.86M · min. income ≈ HK$66,536/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,826
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,760
−HK$947/mo
Today · 4.125%
HK$36,707
baseline
▲ 0.50% · 4.625%
HK$38,642
+HK$1,935/mo
Deposit HK$763K · loan HK$6.86M · min. income ≈ HK$73,414/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,809 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).