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Crescira AVM · estimated value Medium confidence
HK$10.86M
≈ HK$11,786 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.26M, with repayments around HK$36,826/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$34,653
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,731
−HK$1,095/mo
Today · 4.125%
HK$36,826
baseline
▲ 0.50% · 4.625%
HK$39,067
+HK$2,241/mo

Deposit HK$3.26M · loan HK$7.60M · min. income ≈ HK$73,652/mo (50% DSR)

Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$407,067 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
D
Saleable Area
921 ft²
Gross Area
1,156 ft²
Efficiency
80%
District
Islands District · New Territories West
School net (POA)
98

Transaction History

Date Price Gain / loss
2021-03-26 HK$11.50M +27.8%
3.8y
2017-06-05 HK$9.00M +78.6%
7.6y
2009-10-28 HK$5.04M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tung Chung
≈ 7 min walk · 546 m
Education
19
schools within 1 km (15 within 500 m)
Daily convenience
20
within 1 km (11 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
11
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Tung Chung Station (a rail station within an 8-min walk earns this label).

Family-friendly — 19 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 11 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com