▼ 0.50% · 3.625%
HK$20,924
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,574
−HK$662/mo
Today · 4.125%
HK$22,236
baseline
▲ 0.50% · 4.625%
HK$23,589
+HK$1,353/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,472/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,277
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,902
−HK$633/mo
Today · 4.125%
HK$24,535
baseline
▲ 0.50% · 4.625%
HK$25,828
+HK$1,293/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,070/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,016
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,732
−HK$727/mo
Today · 4.125%
HK$24,459
baseline
▲ 0.50% · 4.625%
HK$25,948
+HK$1,489/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,918/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,605
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,292
−HK$696/mo
Today · 4.125%
HK$26,988
baseline
▲ 0.50% · 4.625%
HK$28,411
+HK$1,423/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$53,976/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,108
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,889
−HK$794/mo
Today · 4.125%
HK$26,683
baseline
▲ 0.50% · 4.625%
HK$28,306
+HK$1,623/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,366/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,933
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,682
−HK$760/mo
Today · 4.125%
HK$29,442
baseline
▲ 0.50% · 4.625%
HK$30,994
+HK$1,552/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,884/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,201
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,047
−HK$859/mo
Today · 4.125%
HK$28,906
baseline
▲ 0.50% · 4.625%
HK$30,665
+HK$1,759/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,812/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,260
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,072
−HK$823/mo
Today · 4.125%
HK$31,895
baseline
▲ 0.50% · 4.625%
HK$33,577
+HK$1,682/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,790/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,293
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,204
−HK$926/mo
Today · 4.125%
HK$31,130
baseline
▲ 0.50% · 4.625%
HK$33,024
+HK$1,894/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,260/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,588
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,462
−HK$887/mo
Today · 4.125%
HK$34,349
baseline
▲ 0.50% · 4.625%
HK$36,159
+HK$1,810/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,698/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,385
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,362
−HK$991/mo
Today · 4.125%
HK$33,353
baseline
▲ 0.50% · 4.625%
HK$35,383
+HK$2,030/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,706/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,916
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,852
−HK$950/mo
Today · 4.125%
HK$36,802
baseline
▲ 0.50% · 4.625%
HK$38,742
+HK$1,940/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,604/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,478
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,519
−HK$1,058/mo
Today · 4.125%
HK$35,577
baseline
▲ 0.50% · 4.625%
HK$37,742
+HK$2,165/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$71,154/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,244
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,242
−HK$1,014/mo
Today · 4.125%
HK$39,256
baseline
▲ 0.50% · 4.625%
HK$41,325
+HK$2,069/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$78,512/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,570
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,676
−HK$1,125/mo
Today · 4.125%
HK$37,801
baseline
▲ 0.50% · 4.625%
HK$40,101
+HK$2,300/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$75,602/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,571
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,633
−HK$1,076/mo
Today · 4.125%
HK$41,709
baseline
▲ 0.50% · 4.625%
HK$43,908
+HK$2,199/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$83,418/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,662
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,834
−HK$1,190/mo
Today · 4.125%
HK$40,024
baseline
▲ 0.50% · 4.625%
HK$42,460
+HK$2,436/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$80,048/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,899
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,023
−HK$1,140/mo
Today · 4.125%
HK$44,163
baseline
▲ 0.50% · 4.625%
HK$46,491
+HK$2,328/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$88,326/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,597 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).