▼ 0.50% · 3.625%
HK$17,090
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,621
−HK$540/mo
Today · 4.125%
HK$18,161
baseline
▲ 0.50% · 4.625%
HK$19,266
+HK$1,105/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,322/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,012
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,522
−HK$517/mo
Today · 4.125%
HK$20,039
baseline
▲ 0.50% · 4.625%
HK$21,096
+HK$1,057/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,078/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,799
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,383
−HK$594/mo
Today · 4.125%
HK$19,977
baseline
▲ 0.50% · 4.625%
HK$21,193
+HK$1,216/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$39,954/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,913
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,474
−HK$569/mo
Today · 4.125%
HK$22,043
baseline
▲ 0.50% · 4.625%
HK$23,205
+HK$1,162/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$44,086/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,508
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,145
−HK$649/mo
Today · 4.125%
HK$21,794
baseline
▲ 0.50% · 4.625%
HK$23,120
+HK$1,326/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,588/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,814
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,426
−HK$621/mo
Today · 4.125%
HK$24,047
baseline
▲ 0.50% · 4.625%
HK$25,315
+HK$1,268/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,094/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,217
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,908
−HK$702/mo
Today · 4.125%
HK$23,610
baseline
▲ 0.50% · 4.625%
HK$25,046
+HK$1,436/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$47,220/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,716
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,379
−HK$672/mo
Today · 4.125%
HK$26,051
baseline
▲ 0.50% · 4.625%
HK$27,424
+HK$1,373/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$52,102/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,925
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,670
−HK$756/mo
Today · 4.125%
HK$25,426
baseline
▲ 0.50% · 4.625%
HK$26,973
+HK$1,547/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,852/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,617
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,331
−HK$724/mo
Today · 4.125%
HK$28,055
baseline
▲ 0.50% · 4.625%
HK$29,534
+HK$1,479/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,110/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,634
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,432
−HK$810/mo
Today · 4.125%
HK$27,242
baseline
▲ 0.50% · 4.625%
HK$28,900
+HK$1,658/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$54,484/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,518
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,283
−HK$776/mo
Today · 4.125%
HK$30,059
baseline
▲ 0.50% · 4.625%
HK$31,643
+HK$1,584/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$60,118/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,343
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,194
−HK$864/mo
Today · 4.125%
HK$29,058
baseline
▲ 0.50% · 4.625%
HK$30,826
+HK$1,768/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$58,116/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,419
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,235
−HK$828/mo
Today · 4.125%
HK$32,063
baseline
▲ 0.50% · 4.625%
HK$33,753
+HK$1,690/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$64,126/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,052
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,956
−HK$918/mo
Today · 4.125%
HK$30,874
baseline
▲ 0.50% · 4.625%
HK$32,753
+HK$1,879/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$61,748/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,320
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,187
−HK$880/mo
Today · 4.125%
HK$34,067
baseline
▲ 0.50% · 4.625%
HK$35,862
+HK$1,795/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$68,134/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,761
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,718
−HK$972/mo
Today · 4.125%
HK$32,690
baseline
▲ 0.50% · 4.625%
HK$34,679
+HK$1,989/mo
Deposit HK$749K · loan HK$6.75M · min. income ≈ HK$65,380/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,222
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,140
−HK$931/mo
Today · 4.125%
HK$36,071
baseline
▲ 0.50% · 4.625%
HK$37,972
+HK$1,901/mo
Deposit HK$749K · loan HK$6.75M · min. income ≈ HK$72,142/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,839 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).