▼ 0.50% · 3.625%
HK$17,831
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,386
−HK$564/mo
Today · 4.125%
HK$18,950
baseline
▲ 0.50% · 4.625%
HK$20,103
+HK$1,153/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,900/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,837
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,369
−HK$540/mo
Today · 4.125%
HK$20,909
baseline
▲ 0.50% · 4.625%
HK$22,011
+HK$1,102/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,818/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,615
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,225
−HK$620/mo
Today · 4.125%
HK$20,845
baseline
▲ 0.50% · 4.625%
HK$22,113
+HK$1,268/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$41,690/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,821
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,406
−HK$594/mo
Today · 4.125%
HK$23,000
baseline
▲ 0.50% · 4.625%
HK$24,212
+HK$1,212/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$46,000/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,398
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,063
−HK$676/mo
Today · 4.125%
HK$22,739
baseline
▲ 0.50% · 4.625%
HK$24,123
+HK$1,384/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$45,478/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,805
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,443
−HK$648/mo
Today · 4.125%
HK$25,091
baseline
▲ 0.50% · 4.625%
HK$26,413
+HK$1,322/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$50,182/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,181
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,902
−HK$732/mo
Today · 4.125%
HK$24,634
baseline
▲ 0.50% · 4.625%
HK$26,133
+HK$1,499/mo
Deposit HK$2.74M · loan HK$5.08M · min. income ≈ HK$49,268/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,788
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,480
−HK$702/mo
Today · 4.125%
HK$27,182
baseline
▲ 0.50% · 4.625%
HK$28,614
+HK$1,432/mo
Deposit HK$2.74M · loan HK$5.08M · min. income ≈ HK$54,364/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,964
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,740
−HK$789/mo
Today · 4.125%
HK$26,529
baseline
▲ 0.50% · 4.625%
HK$28,144
+HK$1,615/mo
Deposit HK$2.35M · loan HK$5.47M · min. income ≈ HK$53,058/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,772
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,517
−HK$756/mo
Today · 4.125%
HK$29,273
baseline
▲ 0.50% · 4.625%
HK$30,816
+HK$1,543/mo
Deposit HK$2.35M · loan HK$5.47M · min. income ≈ HK$58,546/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,747
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,579
−HK$845/mo
Today · 4.125%
HK$28,424
baseline
▲ 0.50% · 4.625%
HK$30,154
+HK$1,730/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$56,848/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,756
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,554
−HK$809/mo
Today · 4.125%
HK$31,363
baseline
▲ 0.50% · 4.625%
HK$33,017
+HK$1,654/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$62,726/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,530
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,418
−HK$901/mo
Today · 4.125%
HK$30,319
baseline
▲ 0.50% · 4.625%
HK$32,164
+HK$1,845/mo
Deposit HK$1.56M · loan HK$6.26M · min. income ≈ HK$60,638/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,740
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,591
−HK$863/mo
Today · 4.125%
HK$33,454
baseline
▲ 0.50% · 4.625%
HK$35,218
+HK$1,764/mo
Deposit HK$1.56M · loan HK$6.26M · min. income ≈ HK$66,908/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,313
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,256
−HK$958/mo
Today · 4.125%
HK$32,214
baseline
▲ 0.50% · 4.625%
HK$34,174
+HK$1,960/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$64,428/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,723
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,628
−HK$917/mo
Today · 4.125%
HK$35,545
baseline
▲ 0.50% · 4.625%
HK$37,419
+HK$1,874/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$71,090/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,096
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,095
−HK$1,014/mo
Today · 4.125%
HK$34,109
baseline
▲ 0.50% · 4.625%
HK$36,185
+HK$2,076/mo
Deposit HK$782K · loan HK$7.04M · min. income ≈ HK$68,218/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,707
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,665
−HK$971/mo
Today · 4.125%
HK$37,636
baseline
▲ 0.50% · 4.625%
HK$39,620
+HK$1,984/mo
Deposit HK$782K · loan HK$7.04M · min. income ≈ HK$75,272/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,597 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).