▼ 0.50% · 3.625%
HK$17,096
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,628
−HK$541/mo
Today · 4.125%
HK$18,169
baseline
▲ 0.50% · 4.625%
HK$19,274
+HK$1,105/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,338/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,020
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,530
−HK$517/mo
Today · 4.125%
HK$20,047
baseline
▲ 0.50% · 4.625%
HK$21,104
+HK$1,057/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,094/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,806
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,391
−HK$594/mo
Today · 4.125%
HK$19,985
baseline
▲ 0.50% · 4.625%
HK$21,201
+HK$1,216/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$39,970/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,922
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,483
−HK$569/mo
Today · 4.125%
HK$22,052
baseline
▲ 0.50% · 4.625%
HK$23,214
+HK$1,162/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$44,104/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,516
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,154
−HK$648/mo
Today · 4.125%
HK$21,802
baseline
▲ 0.50% · 4.625%
HK$23,129
+HK$1,327/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,604/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,824
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,436
−HK$621/mo
Today · 4.125%
HK$24,057
baseline
▲ 0.50% · 4.625%
HK$25,325
+HK$1,268/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,114/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,225
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,917
−HK$702/mo
Today · 4.125%
HK$23,619
baseline
▲ 0.50% · 4.625%
HK$25,056
+HK$1,437/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$47,238/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,725
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,389
−HK$672/mo
Today · 4.125%
HK$26,061
baseline
▲ 0.50% · 4.625%
HK$27,435
+HK$1,374/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$52,122/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,935
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,679
−HK$757/mo
Today · 4.125%
HK$25,436
baseline
▲ 0.50% · 4.625%
HK$26,984
+HK$1,548/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,872/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,627
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,342
−HK$724/mo
Today · 4.125%
HK$28,066
baseline
▲ 0.50% · 4.625%
HK$29,545
+HK$1,479/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,132/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,645
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,442
−HK$811/mo
Today · 4.125%
HK$27,253
baseline
▲ 0.50% · 4.625%
HK$28,911
+HK$1,658/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$54,506/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,529
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,295
−HK$776/mo
Today · 4.125%
HK$30,071
baseline
▲ 0.50% · 4.625%
HK$31,656
+HK$1,585/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$60,142/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,354
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,205
−HK$865/mo
Today · 4.125%
HK$29,070
baseline
▲ 0.50% · 4.625%
HK$30,838
+HK$1,768/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$58,140/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,431
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,247
−HK$828/mo
Today · 4.125%
HK$32,075
baseline
▲ 0.50% · 4.625%
HK$33,766
+HK$1,691/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$64,150/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,064
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,968
−HK$918/mo
Today · 4.125%
HK$30,886
baseline
▲ 0.50% · 4.625%
HK$32,766
+HK$1,880/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$61,772/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,333
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,200
−HK$880/mo
Today · 4.125%
HK$34,080
baseline
▲ 0.50% · 4.625%
HK$35,877
+HK$1,797/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$68,160/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,774
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,731
−HK$972/mo
Today · 4.125%
HK$32,703
baseline
▲ 0.50% · 4.625%
HK$34,693
+HK$1,990/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$65,406/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$224,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,235
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,153
−HK$932/mo
Today · 4.125%
HK$36,085
baseline
▲ 0.50% · 4.625%
HK$37,987
+HK$1,902/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$72,170/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$224,928 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).