▼ 0.50% · 3.625%
HK$17,616
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,163
−HK$557/mo
Today · 4.125%
HK$18,720
baseline
▲ 0.50% · 4.625%
HK$19,859
+HK$1,139/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,440/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,597
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,123
−HK$533/mo
Today · 4.125%
HK$20,656
baseline
▲ 0.50% · 4.625%
HK$21,745
+HK$1,089/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,312/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,377
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,980
−HK$612/mo
Today · 4.125%
HK$20,592
baseline
▲ 0.50% · 4.625%
HK$21,845
+HK$1,253/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$41,184/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,557
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,135
−HK$586/mo
Today · 4.125%
HK$22,721
baseline
▲ 0.50% · 4.625%
HK$23,919
+HK$1,198/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$45,442/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,139
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,796
−HK$668/mo
Today · 4.125%
HK$22,464
baseline
▲ 0.50% · 4.625%
HK$23,831
+HK$1,367/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$44,928/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,517
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,147
−HK$640/mo
Today · 4.125%
HK$24,787
baseline
▲ 0.50% · 4.625%
HK$26,094
+HK$1,307/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$49,574/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,900
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,613
−HK$723/mo
Today · 4.125%
HK$24,336
baseline
▲ 0.50% · 4.625%
HK$25,817
+HK$1,481/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$48,672/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,476
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,160
−HK$693/mo
Today · 4.125%
HK$26,853
baseline
▲ 0.50% · 4.625%
HK$28,268
+HK$1,415/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$53,706/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,662
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,429
−HK$779/mo
Today · 4.125%
HK$26,208
baseline
▲ 0.50% · 4.625%
HK$27,803
+HK$1,595/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$52,416/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,436
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,172
−HK$746/mo
Today · 4.125%
HK$28,918
baseline
▲ 0.50% · 4.625%
HK$30,443
+HK$1,525/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$57,836/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,423
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,245
−HK$835/mo
Today · 4.125%
HK$28,080
baseline
▲ 0.50% · 4.625%
HK$29,789
+HK$1,709/mo
Deposit HK$1.93M · loan HK$5.79M · min. income ≈ HK$56,160/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,396
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,184
−HK$800/mo
Today · 4.125%
HK$30,984
baseline
▲ 0.50% · 4.625%
HK$32,617
+HK$1,633/mo
Deposit HK$1.93M · loan HK$5.79M · min. income ≈ HK$61,968/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,185
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,062
−HK$890/mo
Today · 4.125%
HK$29,952
baseline
▲ 0.50% · 4.625%
HK$31,775
+HK$1,823/mo
Deposit HK$1.55M · loan HK$6.18M · min. income ≈ HK$59,904/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,355
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,196
−HK$853/mo
Today · 4.125%
HK$33,049
baseline
▲ 0.50% · 4.625%
HK$34,792
+HK$1,743/mo
Deposit HK$1.55M · loan HK$6.18M · min. income ≈ HK$66,098/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,946
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,878
−HK$946/mo
Today · 4.125%
HK$31,824
baseline
▲ 0.50% · 4.625%
HK$33,761
+HK$1,937/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$63,648/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,315
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,209
−HK$906/mo
Today · 4.125%
HK$35,115
baseline
▲ 0.50% · 4.625%
HK$36,966
+HK$1,851/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$70,230/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,708
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,694
−HK$1,002/mo
Today · 4.125%
HK$33,696
baseline
▲ 0.50% · 4.625%
HK$35,747
+HK$2,051/mo
Deposit HK$773K · loan HK$6.95M · min. income ≈ HK$67,392/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,275
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,221
−HK$960/mo
Today · 4.125%
HK$37,181
baseline
▲ 0.50% · 4.625%
HK$39,140
+HK$1,959/mo
Deposit HK$773K · loan HK$6.95M · min. income ≈ HK$74,362/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,758 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).