▼ 0.50% · 3.625%
HK$13,678
−HK$858/mo
▼ 0.25% · 3.875%
HK$14,104
−HK$432/mo
Today · 4.125%
HK$14,536
baseline
▲ 0.50% · 4.625%
HK$15,420
+HK$884/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$29,072/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,217
−HK$822/mo
▼ 0.25% · 3.875%
HK$15,625
−HK$414/mo
Today · 4.125%
HK$16,039
baseline
▲ 0.50% · 4.625%
HK$16,884
+HK$845/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$32,078/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,046
−HK$943/mo
▼ 0.25% · 3.875%
HK$15,514
−HK$475/mo
Today · 4.125%
HK$15,989
baseline
▲ 0.50% · 4.625%
HK$16,962
+HK$973/mo
Deposit HK$2.70M · loan HK$3.30M · min. income ≈ HK$31,978/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$134,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,738
−HK$905/mo
▼ 0.25% · 3.875%
HK$17,187
−HK$456/mo
Today · 4.125%
HK$17,643
baseline
▲ 0.50% · 4.625%
HK$18,573
+HK$930/mo
Deposit HK$2.70M · loan HK$3.30M · min. income ≈ HK$35,286/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$134,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,414
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$16,924
−HK$519/mo
Today · 4.125%
HK$17,443
baseline
▲ 0.50% · 4.625%
HK$18,504
+HK$1,061/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$34,886/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,260
−HK$987/mo
▼ 0.25% · 3.875%
HK$18,750
−HK$497/mo
Today · 4.125%
HK$19,247
baseline
▲ 0.50% · 4.625%
HK$20,261
+HK$1,014/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$38,494/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,782
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,335
−HK$562/mo
Today · 4.125%
HK$18,897
baseline
▲ 0.50% · 4.625%
HK$20,046
+HK$1,149/mo
Deposit HK$2.10M · loan HK$3.90M · min. income ≈ HK$37,794/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$134,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,782
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,312
−HK$539/mo
Today · 4.125%
HK$20,851
baseline
▲ 0.50% · 4.625%
HK$21,950
+HK$1,099/mo
Deposit HK$2.10M · loan HK$3.90M · min. income ≈ HK$41,702/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$134,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,149
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,745
−HK$605/mo
Today · 4.125%
HK$20,350
baseline
▲ 0.50% · 4.625%
HK$21,588
+HK$1,238/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$40,700/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,304
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,875
−HK$579/mo
Today · 4.125%
HK$22,454
baseline
▲ 0.50% · 4.625%
HK$23,638
+HK$1,184/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$44,908/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,517
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,155
−HK$649/mo
Today · 4.125%
HK$21,804
baseline
▲ 0.50% · 4.625%
HK$23,131
+HK$1,327/mo
Deposit HK$1.50M · loan HK$4.50M · min. income ≈ HK$43,608/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$134,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,825
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,437
−HK$621/mo
Today · 4.125%
HK$24,058
baseline
▲ 0.50% · 4.625%
HK$25,327
+HK$1,269/mo
Deposit HK$1.50M · loan HK$4.50M · min. income ≈ HK$48,116/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$134,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,885
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,566
−HK$691/mo
Today · 4.125%
HK$23,257
baseline
▲ 0.50% · 4.625%
HK$24,673
+HK$1,416/mo
Deposit HK$1.20M · loan HK$4.80M · min. income ≈ HK$46,514/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$134,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,347
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$25,000
−HK$662/mo
Today · 4.125%
HK$25,662
baseline
▲ 0.50% · 4.625%
HK$27,015
+HK$1,353/mo
Deposit HK$1.20M · loan HK$4.80M · min. income ≈ HK$51,324/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$134,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,253
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,976
−HK$735/mo
Today · 4.125%
HK$24,711
baseline
▲ 0.50% · 4.625%
HK$26,215
+HK$1,504/mo
Deposit HK$900K · loan HK$5.10M · min. income ≈ HK$49,422/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$134,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,869
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,562
−HK$704/mo
Today · 4.125%
HK$27,266
baseline
▲ 0.50% · 4.625%
HK$28,703
+HK$1,437/mo
Deposit HK$900K · loan HK$5.10M · min. income ≈ HK$54,532/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$134,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,621
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,386
−HK$779/mo
Today · 4.125%
HK$26,165
baseline
▲ 0.50% · 4.625%
HK$27,757
+HK$1,592/mo
Deposit HK$600K · loan HK$5.40M · min. income ≈ HK$52,330/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$134,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,390
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,125
−HK$745/mo
Today · 4.125%
HK$28,870
baseline
▲ 0.50% · 4.625%
HK$30,392
+HK$1,522/mo
Deposit HK$600K · loan HK$5.40M · min. income ≈ HK$57,740/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$134,967 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).