▼ 0.50% · 3.625%
HK$14,817
−HK$929/mo
▼ 0.25% · 3.875%
HK$15,277
−HK$469/mo
Today · 4.125%
HK$15,746
baseline
▲ 0.50% · 4.625%
HK$16,704
+HK$958/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,492/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$184,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,483
−HK$891/mo
▼ 0.25% · 3.875%
HK$16,925
−HK$449/mo
Today · 4.125%
HK$17,374
baseline
▲ 0.50% · 4.625%
HK$18,290
+HK$916/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,748/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$184,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,298
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$16,805
−HK$515/mo
Today · 4.125%
HK$17,320
baseline
▲ 0.50% · 4.625%
HK$18,374
+HK$1,054/mo
Deposit HK$2.92M · loan HK$3.57M · min. income ≈ HK$34,640/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$184,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,132
−HK$979/mo
▼ 0.25% · 3.875%
HK$18,618
−HK$493/mo
Today · 4.125%
HK$19,111
baseline
▲ 0.50% · 4.625%
HK$20,119
+HK$1,008/mo
Deposit HK$2.92M · loan HK$3.57M · min. income ≈ HK$38,222/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$184,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,780
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,333
−HK$562/mo
Today · 4.125%
HK$18,895
baseline
▲ 0.50% · 4.625%
HK$20,044
+HK$1,149/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$37,790/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$184,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,780
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,310
−HK$539/mo
Today · 4.125%
HK$20,849
baseline
▲ 0.50% · 4.625%
HK$21,947
+HK$1,098/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$41,698/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$184,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,261
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,861
−HK$608/mo
Today · 4.125%
HK$20,469
baseline
▲ 0.50% · 4.625%
HK$21,715
+HK$1,246/mo
Deposit HK$2.27M · loan HK$4.22M · min. income ≈ HK$40,938/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$184,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,428
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,003
−HK$583/mo
Today · 4.125%
HK$22,586
baseline
▲ 0.50% · 4.625%
HK$23,776
+HK$1,190/mo
Deposit HK$2.27M · loan HK$4.22M · min. income ≈ HK$45,172/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$184,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,743
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,388
−HK$656/mo
Today · 4.125%
HK$22,044
baseline
▲ 0.50% · 4.625%
HK$23,385
+HK$1,341/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$44,088/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$184,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,077
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,695
−HK$628/mo
Today · 4.125%
HK$24,323
baseline
▲ 0.50% · 4.625%
HK$25,605
+HK$1,282/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$48,646/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$184,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,225
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,916
−HK$702/mo
Today · 4.125%
HK$23,618
baseline
▲ 0.50% · 4.625%
HK$25,056
+HK$1,438/mo
Deposit HK$1.62M · loan HK$4.87M · min. income ≈ HK$47,236/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$184,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,725
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,388
−HK$673/mo
Today · 4.125%
HK$26,061
baseline
▲ 0.50% · 4.625%
HK$27,434
+HK$1,373/mo
Deposit HK$1.62M · loan HK$4.87M · min. income ≈ HK$52,122/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$184,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,706
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,444
−HK$749/mo
Today · 4.125%
HK$25,193
baseline
▲ 0.50% · 4.625%
HK$26,726
+HK$1,533/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$50,386/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$184,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,373
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,080
−HK$718/mo
Today · 4.125%
HK$27,798
baseline
▲ 0.50% · 4.625%
HK$29,263
+HK$1,465/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$55,596/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$184,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,188
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,972
−HK$796/mo
Today · 4.125%
HK$26,768
baseline
▲ 0.50% · 4.625%
HK$28,396
+HK$1,628/mo
Deposit HK$975K · loan HK$5.52M · min. income ≈ HK$53,536/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$184,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,021
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,773
−HK$762/mo
Today · 4.125%
HK$29,535
baseline
▲ 0.50% · 4.625%
HK$31,092
+HK$1,557/mo
Deposit HK$975K · loan HK$5.52M · min. income ≈ HK$59,070/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$184,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,670
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,499
−HK$843/mo
Today · 4.125%
HK$28,342
baseline
▲ 0.50% · 4.625%
HK$30,067
+HK$1,725/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$56,684/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$184,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,670
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,466
−HK$807/mo
Today · 4.125%
HK$31,273
baseline
▲ 0.50% · 4.625%
HK$32,921
+HK$1,648/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$62,546/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$184,774 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).