▼ 0.50% · 3.625%
HK$16,717
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,237
−HK$529/mo
Today · 4.125%
HK$17,766
baseline
▲ 0.50% · 4.625%
HK$18,847
+HK$1,081/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,532/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$219,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,598
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,097
−HK$506/mo
Today · 4.125%
HK$19,603
baseline
▲ 0.50% · 4.625%
HK$20,636
+HK$1,033/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,206/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$219,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,389
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,961
−HK$581/mo
Today · 4.125%
HK$19,542
baseline
▲ 0.50% · 4.625%
HK$20,731
+HK$1,189/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$39,084/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,458
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$21,006
−HK$557/mo
Today · 4.125%
HK$21,563
baseline
▲ 0.50% · 4.625%
HK$22,700
+HK$1,137/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$43,126/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,061
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,685
−HK$634/mo
Today · 4.125%
HK$21,319
baseline
▲ 0.50% · 4.625%
HK$22,616
+HK$1,297/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$42,638/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,317
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,916
−HK$607/mo
Today · 4.125%
HK$23,523
baseline
▲ 0.50% · 4.625%
HK$24,763
+HK$1,240/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$47,046/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,733
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,409
−HK$686/mo
Today · 4.125%
HK$23,095
baseline
▲ 0.50% · 4.625%
HK$24,501
+HK$1,406/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$46,190/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$219,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,177
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,826
−HK$657/mo
Today · 4.125%
HK$25,483
baseline
▲ 0.50% · 4.625%
HK$26,827
+HK$1,344/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$50,966/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$219,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,404
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,132
−HK$740/mo
Today · 4.125%
HK$24,872
baseline
▲ 0.50% · 4.625%
HK$26,385
+HK$1,513/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,744/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,037
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,735
−HK$709/mo
Today · 4.125%
HK$27,444
baseline
▲ 0.50% · 4.625%
HK$28,890
+HK$1,446/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,888/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,076
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,856
−HK$792/mo
Today · 4.125%
HK$26,648
baseline
▲ 0.50% · 4.625%
HK$28,270
+HK$1,622/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$53,296/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,897
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,645
−HK$759/mo
Today · 4.125%
HK$29,404
baseline
▲ 0.50% · 4.625%
HK$30,954
+HK$1,550/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$58,808/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,748
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,580
−HK$845/mo
Today · 4.125%
HK$28,425
baseline
▲ 0.50% · 4.625%
HK$30,155
+HK$1,730/mo
Deposit HK$1.47M · loan HK$5.87M · min. income ≈ HK$56,850/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,757
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,555
−HK$809/mo
Today · 4.125%
HK$31,364
baseline
▲ 0.50% · 4.625%
HK$33,018
+HK$1,654/mo
Deposit HK$1.47M · loan HK$5.87M · min. income ≈ HK$62,728/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,419
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,303
−HK$899/mo
Today · 4.125%
HK$30,202
baseline
▲ 0.50% · 4.625%
HK$32,039
+HK$1,837/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$60,404/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,616
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,464
−HK$861/mo
Today · 4.125%
HK$33,325
baseline
▲ 0.50% · 4.625%
HK$35,081
+HK$1,756/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$66,650/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,091
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,027
−HK$951/mo
Today · 4.125%
HK$31,978
baseline
▲ 0.50% · 4.625%
HK$33,924
+HK$1,946/mo
Deposit HK$733K · loan HK$6.60M · min. income ≈ HK$63,956/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,476
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,374
−HK$911/mo
Today · 4.125%
HK$35,285
baseline
▲ 0.50% · 4.625%
HK$37,145
+HK$1,860/mo
Deposit HK$733K · loan HK$6.60M · min. income ≈ HK$70,570/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,941 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).