▼ 0.50% · 3.625%
HK$16,853
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$17,377
−HK$532/mo
Today · 4.125%
HK$17,909
baseline
▲ 0.50% · 4.625%
HK$18,999
+HK$1,090/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$35,818/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$221,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,748
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$19,251
−HK$510/mo
Today · 4.125%
HK$19,761
baseline
▲ 0.50% · 4.625%
HK$20,803
+HK$1,042/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$39,522/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$221,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,538
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,114
−HK$586/mo
Today · 4.125%
HK$19,700
baseline
▲ 0.50% · 4.625%
HK$20,899
+HK$1,199/mo
Deposit HK$3.33M · loan HK$4.06M · min. income ≈ HK$39,400/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$221,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,623
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,176
−HK$561/mo
Today · 4.125%
HK$21,737
baseline
▲ 0.50% · 4.625%
HK$22,883
+HK$1,146/mo
Deposit HK$3.33M · loan HK$4.06M · min. income ≈ HK$43,474/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$221,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,223
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,852
−HK$639/mo
Today · 4.125%
HK$21,491
baseline
▲ 0.50% · 4.625%
HK$22,799
+HK$1,308/mo
Deposit HK$2.96M · loan HK$4.43M · min. income ≈ HK$42,982/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,498
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,101
−HK$612/mo
Today · 4.125%
HK$23,713
baseline
▲ 0.50% · 4.625%
HK$24,963
+HK$1,250/mo
Deposit HK$2.96M · loan HK$4.43M · min. income ≈ HK$47,426/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,908
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,590
−HK$692/mo
Today · 4.125%
HK$23,282
baseline
▲ 0.50% · 4.625%
HK$24,699
+HK$1,417/mo
Deposit HK$2.59M · loan HK$4.80M · min. income ≈ HK$46,564/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$221,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,373
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,026
−HK$664/mo
Today · 4.125%
HK$25,690
baseline
▲ 0.50% · 4.625%
HK$27,044
+HK$1,354/mo
Deposit HK$2.59M · loan HK$4.80M · min. income ≈ HK$51,380/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$221,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,594
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,327
−HK$746/mo
Today · 4.125%
HK$25,073
baseline
▲ 0.50% · 4.625%
HK$26,599
+HK$1,526/mo
Deposit HK$2.22M · loan HK$5.17M · min. income ≈ HK$50,146/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,248
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,952
−HK$714/mo
Today · 4.125%
HK$27,666
baseline
▲ 0.50% · 4.625%
HK$29,124
+HK$1,458/mo
Deposit HK$2.22M · loan HK$5.17M · min. income ≈ HK$55,332/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,279
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,065
−HK$799/mo
Today · 4.125%
HK$26,864
baseline
▲ 0.50% · 4.625%
HK$28,499
+HK$1,635/mo
Deposit HK$1.85M · loan HK$5.54M · min. income ≈ HK$53,728/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$221,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,122
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,877
−HK$765/mo
Today · 4.125%
HK$29,642
baseline
▲ 0.50% · 4.625%
HK$31,204
+HK$1,562/mo
Deposit HK$1.85M · loan HK$5.54M · min. income ≈ HK$59,284/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$221,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,964
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,803
−HK$852/mo
Today · 4.125%
HK$28,655
baseline
▲ 0.50% · 4.625%
HK$30,399
+HK$1,744/mo
Deposit HK$1.48M · loan HK$5.91M · min. income ≈ HK$57,310/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$221,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,997
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,802
−HK$816/mo
Today · 4.125%
HK$31,618
baseline
▲ 0.50% · 4.625%
HK$33,285
+HK$1,667/mo
Deposit HK$1.48M · loan HK$5.91M · min. income ≈ HK$63,236/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$221,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,649
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,541
−HK$905/mo
Today · 4.125%
HK$30,446
baseline
▲ 0.50% · 4.625%
HK$32,298
+HK$1,852/mo
Deposit HK$1.11M · loan HK$6.28M · min. income ≈ HK$60,892/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$221,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,872
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,727
−HK$867/mo
Today · 4.125%
HK$33,594
baseline
▲ 0.50% · 4.625%
HK$35,365
+HK$1,771/mo
Deposit HK$1.11M · loan HK$6.28M · min. income ≈ HK$67,188/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$221,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,335
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,278
−HK$959/mo
Today · 4.125%
HK$32,237
baseline
▲ 0.50% · 4.625%
HK$34,198
+HK$1,961/mo
Deposit HK$739K · loan HK$6.65M · min. income ≈ HK$64,474/mo (50% DSR)
Upfront cash ≈ HK$961K (deposit + AVD stamp duty HK$221,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,747
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,652
−HK$918/mo
Today · 4.125%
HK$35,570
baseline
▲ 0.50% · 4.625%
HK$37,445
+HK$1,875/mo
Deposit HK$739K · loan HK$6.65M · min. income ≈ HK$71,140/mo (50% DSR)
Upfront cash ≈ HK$961K (deposit + AVD stamp duty HK$221,720 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).