▼ 0.50% · 3.625%
HK$17,246
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$17,782
−HK$545/mo
Today · 4.125%
HK$18,327
baseline
▲ 0.50% · 4.625%
HK$19,443
+HK$1,116/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,654/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,186
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,700
−HK$522/mo
Today · 4.125%
HK$20,222
baseline
▲ 0.50% · 4.625%
HK$21,288
+HK$1,066/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,444/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,971
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,561
−HK$599/mo
Today · 4.125%
HK$20,160
baseline
▲ 0.50% · 4.625%
HK$21,387
+HK$1,227/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$40,320/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,105
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,671
−HK$574/mo
Today · 4.125%
HK$22,245
baseline
▲ 0.50% · 4.625%
HK$23,417
+HK$1,172/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$44,490/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,695
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,339
−HK$654/mo
Today · 4.125%
HK$21,993
baseline
▲ 0.50% · 4.625%
HK$23,331
+HK$1,338/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$43,986/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,023
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,641
−HK$626/mo
Today · 4.125%
HK$24,267
baseline
▲ 0.50% · 4.625%
HK$25,546
+HK$1,279/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$48,534/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,420
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,117
−HK$709/mo
Today · 4.125%
HK$23,826
baseline
▲ 0.50% · 4.625%
HK$25,275
+HK$1,449/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$47,652/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,942
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,611
−HK$678/mo
Today · 4.125%
HK$26,289
baseline
▲ 0.50% · 4.625%
HK$27,675
+HK$1,386/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$52,578/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,144
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,895
−HK$763/mo
Today · 4.125%
HK$25,658
baseline
▲ 0.50% · 4.625%
HK$27,220
+HK$1,562/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$51,316/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,860
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,581
−HK$730/mo
Today · 4.125%
HK$28,311
baseline
▲ 0.50% · 4.625%
HK$29,804
+HK$1,493/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$56,622/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,869
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,674
−HK$817/mo
Today · 4.125%
HK$27,491
baseline
▲ 0.50% · 4.625%
HK$29,164
+HK$1,673/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$54,982/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,779
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,551
−HK$783/mo
Today · 4.125%
HK$30,334
baseline
▲ 0.50% · 4.625%
HK$31,933
+HK$1,599/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$60,668/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,594
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,452
−HK$872/mo
Today · 4.125%
HK$29,324
baseline
▲ 0.50% · 4.625%
HK$31,108
+HK$1,784/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$58,648/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,697
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,521
−HK$835/mo
Today · 4.125%
HK$32,356
baseline
▲ 0.50% · 4.625%
HK$34,062
+HK$1,706/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$64,712/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,318
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,230
−HK$927/mo
Today · 4.125%
HK$31,157
baseline
▲ 0.50% · 4.625%
HK$33,052
+HK$1,895/mo
Deposit HK$1.13M · loan HK$6.43M · min. income ≈ HK$62,314/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,616
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,491
−HK$887/mo
Today · 4.125%
HK$34,378
baseline
▲ 0.50% · 4.625%
HK$36,190
+HK$1,812/mo
Deposit HK$1.13M · loan HK$6.43M · min. income ≈ HK$68,756/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,043
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,008
−HK$981/mo
Today · 4.125%
HK$32,989
baseline
▲ 0.50% · 4.625%
HK$34,997
+HK$2,008/mo
Deposit HK$756K · loan HK$6.81M · min. income ≈ HK$65,978/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,535
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,461
−HK$939/mo
Today · 4.125%
HK$36,400
baseline
▲ 0.50% · 4.625%
HK$38,319
+HK$1,919/mo
Deposit HK$756K · loan HK$6.81M · min. income ≈ HK$72,800/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,895 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).