▼ 0.50% · 3.625%
HK$14,552
−HK$913/mo
▼ 0.25% · 3.875%
HK$15,005
−HK$460/mo
Today · 4.125%
HK$15,465
baseline
▲ 0.50% · 4.625%
HK$16,406
+HK$941/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$30,930/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$173,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,189
−HK$875/mo
▼ 0.25% · 3.875%
HK$16,623
−HK$441/mo
Today · 4.125%
HK$17,064
baseline
▲ 0.50% · 4.625%
HK$17,963
+HK$899/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$34,128/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$173,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,007
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$16,505
−HK$506/mo
Today · 4.125%
HK$17,011
baseline
▲ 0.50% · 4.625%
HK$18,046
+HK$1,035/mo
Deposit HK$2.87M · loan HK$3.51M · min. income ≈ HK$34,022/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$173,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,808
−HK$962/mo
▼ 0.25% · 3.875%
HK$18,286
−HK$484/mo
Today · 4.125%
HK$18,770
baseline
▲ 0.50% · 4.625%
HK$19,760
+HK$990/mo
Deposit HK$2.87M · loan HK$3.51M · min. income ≈ HK$37,540/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$173,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,463
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$18,006
−HK$552/mo
Today · 4.125%
HK$18,558
baseline
▲ 0.50% · 4.625%
HK$19,687
+HK$1,129/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$37,116/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$173,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,427
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,948
−HK$528/mo
Today · 4.125%
HK$20,476
baseline
▲ 0.50% · 4.625%
HK$21,556
+HK$1,080/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$40,952/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$173,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,918
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,506
−HK$598/mo
Today · 4.125%
HK$20,104
baseline
▲ 0.50% · 4.625%
HK$21,327
+HK$1,223/mo
Deposit HK$2.23M · loan HK$4.15M · min. income ≈ HK$40,208/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$173,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,046
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,610
−HK$573/mo
Today · 4.125%
HK$22,183
baseline
▲ 0.50% · 4.625%
HK$23,352
+HK$1,169/mo
Deposit HK$2.23M · loan HK$4.15M · min. income ≈ HK$44,366/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$173,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,373
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,007
−HK$644/mo
Today · 4.125%
HK$21,651
baseline
▲ 0.50% · 4.625%
HK$22,968
+HK$1,317/mo
Deposit HK$1.91M · loan HK$4.47M · min. income ≈ HK$43,302/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$173,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,665
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,273
−HK$616/mo
Today · 4.125%
HK$23,889
baseline
▲ 0.50% · 4.625%
HK$25,148
+HK$1,259/mo
Deposit HK$1.91M · loan HK$4.47M · min. income ≈ HK$47,778/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$173,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,828
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,507
−HK$690/mo
Today · 4.125%
HK$23,197
baseline
▲ 0.50% · 4.625%
HK$24,608
+HK$1,411/mo
Deposit HK$1.60M · loan HK$4.79M · min. income ≈ HK$46,394/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$173,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,284
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,935
−HK$661/mo
Today · 4.125%
HK$25,596
baseline
▲ 0.50% · 4.625%
HK$26,945
+HK$1,349/mo
Deposit HK$1.60M · loan HK$4.79M · min. income ≈ HK$51,192/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$173,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,283
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,008
−HK$735/mo
Today · 4.125%
HK$24,743
baseline
▲ 0.50% · 4.625%
HK$26,249
+HK$1,506/mo
Deposit HK$1.28M · loan HK$5.11M · min. income ≈ HK$49,486/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$173,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,903
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,597
−HK$705/mo
Today · 4.125%
HK$27,302
baseline
▲ 0.50% · 4.625%
HK$28,741
+HK$1,439/mo
Deposit HK$1.28M · loan HK$5.11M · min. income ≈ HK$54,604/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$173,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,739
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,508
−HK$782/mo
Today · 4.125%
HK$26,290
baseline
▲ 0.50% · 4.625%
HK$27,890
+HK$1,600/mo
Deposit HK$957K · loan HK$5.42M · min. income ≈ HK$52,580/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$173,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,521
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,260
−HK$748/mo
Today · 4.125%
HK$29,008
baseline
▲ 0.50% · 4.625%
HK$30,537
+HK$1,529/mo
Deposit HK$957K · loan HK$5.42M · min. income ≈ HK$58,016/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$173,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,194
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$27,009
−HK$827/mo
Today · 4.125%
HK$27,836
baseline
▲ 0.50% · 4.625%
HK$29,530
+HK$1,694/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$55,672/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$173,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,140
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,922
−HK$793/mo
Today · 4.125%
HK$30,715
baseline
▲ 0.50% · 4.625%
HK$32,334
+HK$1,619/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$61,430/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$173,180 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).