▼ 0.50% · 3.625%
HK$13,310
−HK$834/mo
▼ 0.25% · 3.875%
HK$13,724
−HK$420/mo
Today · 4.125%
HK$14,144
baseline
▲ 0.50% · 4.625%
HK$15,005
+HK$861/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$28,288/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,807
−HK$800/mo
▼ 0.25% · 3.875%
HK$15,204
−HK$403/mo
Today · 4.125%
HK$15,607
baseline
▲ 0.50% · 4.625%
HK$16,430
+HK$823/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$31,214/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,641
−HK$918/mo
▼ 0.25% · 3.875%
HK$15,096
−HK$463/mo
Today · 4.125%
HK$15,559
baseline
▲ 0.50% · 4.625%
HK$16,506
+HK$947/mo
Deposit HK$2.63M · loan HK$3.21M · min. income ≈ HK$31,118/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$131,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,288
−HK$880/mo
▼ 0.25% · 3.875%
HK$16,725
−HK$443/mo
Today · 4.125%
HK$17,168
baseline
▲ 0.50% · 4.625%
HK$18,073
+HK$905/mo
Deposit HK$2.63M · loan HK$3.21M · min. income ≈ HK$34,336/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$131,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,972
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$16,469
−HK$504/mo
Today · 4.125%
HK$16,973
baseline
▲ 0.50% · 4.625%
HK$18,006
+HK$1,033/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$33,946/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,768
−HK$960/mo
▼ 0.25% · 3.875%
HK$18,245
−HK$483/mo
Today · 4.125%
HK$18,728
baseline
▲ 0.50% · 4.625%
HK$19,716
+HK$988/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$37,456/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,303
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,841
−HK$547/mo
Today · 4.125%
HK$18,388
baseline
▲ 0.50% · 4.625%
HK$19,507
+HK$1,119/mo
Deposit HK$2.04M · loan HK$3.79M · min. income ≈ HK$36,776/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$131,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,249
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,765
−HK$524/mo
Today · 4.125%
HK$20,289
baseline
▲ 0.50% · 4.625%
HK$21,359
+HK$1,070/mo
Deposit HK$2.04M · loan HK$3.79M · min. income ≈ HK$40,578/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$131,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,634
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,213
−HK$589/mo
Today · 4.125%
HK$19,802
baseline
▲ 0.50% · 4.625%
HK$21,007
+HK$1,205/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$39,604/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,730
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,286
−HK$564/mo
Today · 4.125%
HK$21,850
baseline
▲ 0.50% · 4.625%
HK$23,002
+HK$1,152/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$43,700/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,965
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,586
−HK$631/mo
Today · 4.125%
HK$21,217
baseline
▲ 0.50% · 4.625%
HK$22,508
+HK$1,291/mo
Deposit HK$1.46M · loan HK$4.38M · min. income ≈ HK$42,434/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$131,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,211
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,806
−HK$605/mo
Today · 4.125%
HK$23,411
baseline
▲ 0.50% · 4.625%
HK$24,645
+HK$1,234/mo
Deposit HK$1.46M · loan HK$4.38M · min. income ≈ HK$46,822/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$131,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,296
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,958
−HK$673/mo
Today · 4.125%
HK$22,631
baseline
▲ 0.50% · 4.625%
HK$24,008
+HK$1,377/mo
Deposit HK$1.17M · loan HK$4.67M · min. income ≈ HK$45,262/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$131,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,691
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,327
−HK$644/mo
Today · 4.125%
HK$24,971
baseline
▲ 0.50% · 4.625%
HK$26,287
+HK$1,316/mo
Deposit HK$1.17M · loan HK$4.67M · min. income ≈ HK$49,942/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$131,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,627
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,330
−HK$716/mo
Today · 4.125%
HK$24,046
baseline
▲ 0.50% · 4.625%
HK$25,509
+HK$1,463/mo
Deposit HK$876K · loan HK$4.96M · min. income ≈ HK$48,092/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$131,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,172
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,847
−HK$685/mo
Today · 4.125%
HK$26,532
baseline
▲ 0.50% · 4.625%
HK$27,930
+HK$1,398/mo
Deposit HK$876K · loan HK$4.96M · min. income ≈ HK$53,064/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$131,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,958
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,703
−HK$757/mo
Today · 4.125%
HK$25,460
baseline
▲ 0.50% · 4.625%
HK$27,009
+HK$1,549/mo
Deposit HK$584K · loan HK$5.25M · min. income ≈ HK$50,920/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$131,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,653
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,367
−HK$726/mo
Today · 4.125%
HK$28,093
baseline
▲ 0.50% · 4.625%
HK$29,573
+HK$1,480/mo
Deposit HK$584K · loan HK$5.25M · min. income ≈ HK$56,186/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$131,333 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).