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1/F 12
434 ft²
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454 ft²
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457 ft²
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480 ft²
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379 ft²
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378 ft²
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378 ft²
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480 ft²
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453 ft²
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480 ft²
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479 ft²
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410 ft²
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480 ft²
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452 ft²
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378 ft²
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480 ft²
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479 ft²
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453 ft²
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453 ft²
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461 ft²
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411 ft²
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380 ft²
25/F 2
480 ft²
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479 ft²
25/F 5
453 ft²
25/F 6
410 ft²
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379 ft²
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452 ft²
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453 ft²
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461 ft²
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380 ft²
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379 ft²
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456 ft²
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456 ft²
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479 ft²
26/F 5
453 ft²
26/F 6
410 ft²
26/F 8
461 ft²
26/F 1
453 ft²
26/F 2
480 ft²
26/F 7
453 ft²
26/F 9
379 ft²
26/F 10
380 ft²
27/F 10
380 ft²
27/F 11
378 ft²
27/F 12
456 ft²
27/F 2
480 ft²
27/F 3
479 ft²
27/F 5
453 ft²
27/F 8
461 ft²
27/F 9
380 ft²
27/F 1
452 ft²
27/F 6
411 ft²
27/F 7
453 ft²
28/F 1
453 ft²
28/F 11
379 ft²
28/F 12
456 ft²
28/F 2
480 ft²
28/F 3
479 ft²
28/F 5
453 ft²
28/F 7
453 ft²
28/F 8
462 ft²
28/F 6
414 ft²
28/F 9
380 ft²
28/F 10
379 ft²
29/F 1
452 ft²
29/F 10
379 ft²
29/F 11
379 ft²
29/F 2
480 ft²
29/F 3
479 ft²
29/F 5
453 ft²
29/F 6
414 ft²
29/F 8
461 ft²
29/F 9
379 ft²
29/F 7
453 ft²
29/F 12
456 ft²
30/F 10
379 ft²
30/F 11
378 ft²
30/F 12
456 ft²
30/F 2
480 ft²
30/F 3
479 ft²
30/F 5
453 ft²
30/F 6
413 ft²
30/F 7
453 ft²
30/F 9
379 ft²
30/F 1
453 ft²
30/F 8
462 ft²
Crescira AVM · estimated value
● Medium confidence
HK$6.36M
≈ HK$13,244 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 90% mortgage, the deposit on this unit is about HK$636K, with repayments around HK$27,729/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
90%
Term
▼ 0.50% · 3.625%
HK$26,093
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,904
−HK$825/mo
Today · 4.125%
HK$27,729
baseline
▲ 0.50% · 4.625%
HK$29,416
+HK$1,687/mo
Deposit HK$636K · loan HK$5.72M · min. income ≈ HK$55,458/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$170,713 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
Unit Information
- Floor
- 22/F
- Flat
- 2
- Saleable Area
- 480 ft²
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-15 | HK$6.46M | +8.0% 10.8y |
| 2015-10-02 | HK$5.98M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Tung Chung
≈ 16 min walk · 1,247 m
(quite far — consider other transport options)
Education
11
schools within 1 km (5 within 500 m)
Daily convenience
12
within 1 km (9 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km
Family-friendly — 11 schools within a 1 km walk.
Everyday convenience — 12 shopping and daily-needs spots nearby.
Green space & leisure — 6 parks, libraries and sports venues nearby.
Location
Other appraised units in this building
Data sourced from Renavon.com