▼ 0.50% · 3.625%
HK$22,393
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,089
−HK$708/mo
Today · 4.125%
HK$23,797
baseline
▲ 0.50% · 4.625%
HK$25,245
+HK$1,448/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,594/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$352,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,911
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,580
−HK$677/mo
Today · 4.125%
HK$26,257
baseline
▲ 0.50% · 4.625%
HK$27,641
+HK$1,384/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,514/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$352,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,632
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,398
−HK$778/mo
Today · 4.125%
HK$26,176
baseline
▲ 0.50% · 4.625%
HK$27,769
+HK$1,593/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$52,352/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$352,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,403
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,138
−HK$745/mo
Today · 4.125%
HK$28,883
baseline
▲ 0.50% · 4.625%
HK$30,406
+HK$1,523/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$57,766/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$352,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,871
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,707
−HK$849/mo
Today · 4.125%
HK$28,556
baseline
▲ 0.50% · 4.625%
HK$30,294
+HK$1,738/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$57,112/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,894
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,695
−HK$814/mo
Today · 4.125%
HK$31,509
baseline
▲ 0.50% · 4.625%
HK$33,170
+HK$1,661/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$63,018/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,110
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,016
−HK$920/mo
Today · 4.125%
HK$30,936
baseline
▲ 0.50% · 4.625%
HK$32,818
+HK$1,882/mo
Deposit HK$3.44M · loan HK$6.38M · min. income ≈ HK$61,872/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,385
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,253
−HK$882/mo
Today · 4.125%
HK$34,135
baseline
▲ 0.50% · 4.625%
HK$35,934
+HK$1,799/mo
Deposit HK$3.44M · loan HK$6.38M · min. income ≈ HK$68,270/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,350
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,325
−HK$990/mo
Today · 4.125%
HK$33,315
baseline
▲ 0.50% · 4.625%
HK$35,343
+HK$2,028/mo
Deposit HK$2.95M · loan HK$6.87M · min. income ≈ HK$66,630/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,876
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,811
−HK$949/mo
Today · 4.125%
HK$36,760
baseline
▲ 0.50% · 4.625%
HK$38,698
+HK$1,938/mo
Deposit HK$2.95M · loan HK$6.87M · min. income ≈ HK$73,520/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,589
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,634
−HK$1,061/mo
Today · 4.125%
HK$35,695
baseline
▲ 0.50% · 4.625%
HK$37,867
+HK$2,172/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$71,390/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,367
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,369
−HK$1,017/mo
Today · 4.125%
HK$39,386
baseline
▲ 0.50% · 4.625%
HK$41,462
+HK$2,076/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$78,772/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,828
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,943
−HK$1,132/mo
Today · 4.125%
HK$38,075
baseline
▲ 0.50% · 4.625%
HK$40,392
+HK$2,317/mo
Deposit HK$1.96M · loan HK$7.86M · min. income ≈ HK$76,150/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,858
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,927
−HK$1,085/mo
Today · 4.125%
HK$42,012
baseline
▲ 0.50% · 4.625%
HK$44,226
+HK$2,214/mo
Deposit HK$1.96M · loan HK$7.86M · min. income ≈ HK$84,024/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,067
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,251
−HK$1,203/mo
Today · 4.125%
HK$40,454
baseline
▲ 0.50% · 4.625%
HK$42,916
+HK$2,462/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$80,908/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,349
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,485
−HK$1,153/mo
Today · 4.125%
HK$44,638
baseline
▲ 0.50% · 4.625%
HK$46,990
+HK$2,352/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$89,276/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,307
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,560
−HK$1,274/mo
Today · 4.125%
HK$42,834
baseline
▲ 0.50% · 4.625%
HK$45,440
+HK$2,606/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$85,668/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$352,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,841
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,043
−HK$1,220/mo
Today · 4.125%
HK$47,263
baseline
▲ 0.50% · 4.625%
HK$49,755
+HK$2,492/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$94,526/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$352,018 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).