▼ 0.50% · 3.625%
HK$20,568
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,207
−HK$650/mo
Today · 4.125%
HK$21,857
baseline
▲ 0.50% · 4.625%
HK$23,187
+HK$1,330/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,714/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,881
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,495
−HK$622/mo
Today · 4.125%
HK$24,117
baseline
▲ 0.50% · 4.625%
HK$25,389
+HK$1,272/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,234/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,624
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,328
−HK$715/mo
Today · 4.125%
HK$24,043
baseline
▲ 0.50% · 4.625%
HK$25,506
+HK$1,463/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,086/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,169
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,844
−HK$685/mo
Today · 4.125%
HK$26,529
baseline
▲ 0.50% · 4.625%
HK$27,928
+HK$1,399/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,058/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,681
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,449
−HK$780/mo
Today · 4.125%
HK$26,229
baseline
▲ 0.50% · 4.625%
HK$27,825
+HK$1,596/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,458/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,457
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,194
−HK$747/mo
Today · 4.125%
HK$28,941
baseline
▲ 0.50% · 4.625%
HK$30,466
+HK$1,525/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,882/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,738
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,570
−HK$845/mo
Today · 4.125%
HK$28,415
baseline
▲ 0.50% · 4.625%
HK$30,144
+HK$1,729/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$56,830/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,746
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,543
−HK$810/mo
Today · 4.125%
HK$31,353
baseline
▲ 0.50% · 4.625%
HK$33,005
+HK$1,652/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$62,706/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,795
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,690
−HK$910/mo
Today · 4.125%
HK$30,600
baseline
▲ 0.50% · 4.625%
HK$32,462
+HK$1,862/mo
Deposit HK$2.71M · loan HK$6.31M · min. income ≈ HK$61,200/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,034
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,893
−HK$871/mo
Today · 4.125%
HK$33,764
baseline
▲ 0.50% · 4.625%
HK$35,544
+HK$1,780/mo
Deposit HK$2.71M · loan HK$6.31M · min. income ≈ HK$67,528/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,851
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,811
−HK$975/mo
Today · 4.125%
HK$32,786
baseline
▲ 0.50% · 4.625%
HK$34,781
+HK$1,995/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$65,572/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,322
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,242
−HK$934/mo
Today · 4.125%
HK$36,176
baseline
▲ 0.50% · 4.625%
HK$38,083
+HK$1,907/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$72,352/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,908
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,932
−HK$1,040/mo
Today · 4.125%
HK$34,972
baseline
▲ 0.50% · 4.625%
HK$37,100
+HK$2,128/mo
Deposit HK$1.80M · loan HK$7.22M · min. income ≈ HK$69,944/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$271,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,610
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,592
−HK$996/mo
Today · 4.125%
HK$38,588
baseline
▲ 0.50% · 4.625%
HK$40,622
+HK$2,034/mo
Deposit HK$1.80M · loan HK$7.22M · min. income ≈ HK$77,176/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$271,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,965
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,053
−HK$1,105/mo
Today · 4.125%
HK$37,158
baseline
▲ 0.50% · 4.625%
HK$39,418
+HK$2,260/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$74,316/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,898
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,941
−HK$1,059/mo
Today · 4.125%
HK$41,000
baseline
▲ 0.50% · 4.625%
HK$43,161
+HK$2,161/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$82,000/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,022
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,173
−HK$1,170/mo
Today · 4.125%
HK$39,343
baseline
▲ 0.50% · 4.625%
HK$41,737
+HK$2,394/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$78,686/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,186
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,291
−HK$1,120/mo
Today · 4.125%
HK$43,411
baseline
▲ 0.50% · 4.625%
HK$45,700
+HK$2,289/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$86,822/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,987 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).