7/F E
in DISCOVERY BAY PHASE 13 CHIANTI THE LUSTRE (BLOCK 5)
Islands District · New Territories West
Switch unit
Floor
3/F A
893 ft²
3/F C
995 ft²
3/F F
1,033 ft²
5/F A
893 ft²
5/F C
995 ft²
5/F F
1,033 ft²
6/F A
894 ft²
6/F C
995 ft²
6/F F
1,034 ft²
7/F A
892 ft²
7/F B
724 ft²
7/F C
752 ft²
7/F D
628 ft²
7/F E
1,159 ft²
7/F F
989 ft²
7/F G
517 ft²
8/F A
892 ft²
8/F B
725 ft²
8/F C
752 ft²
8/F D
628 ft²
8/F E
1,159 ft²
8/F F
989 ft²
8/F G
517 ft²
9/F A
892 ft²
9/F B
725 ft²
9/F C
752 ft²
9/F D
628 ft²
9/F E
1,159 ft²
9/F F
995 ft²
9/F G
517 ft²
10/F A
892 ft²
10/F B
724 ft²
10/F C
752 ft²
10/F D
628 ft²
10/F E
1,159 ft²
10/F F
989 ft²
10/F G
517 ft²
11/F A
892 ft²
11/F B
724 ft²
11/F C
756 ft²
11/F D
625 ft²
11/F E
1,158 ft²
11/F F
989 ft²
11/F G
517 ft²
12/F A
892 ft²
12/F B
724 ft²
12/F C
756 ft²
12/F D
625 ft²
12/F E
1,158 ft²
12/F F
989 ft²
12/F G
517 ft²
15/F A
892 ft²
15/F B
724 ft²
15/F C
756 ft²
15/F D
625 ft²
15/F E
1,158 ft²
15/F F
989 ft²
15/F G
517 ft²
16/F A
892 ft²
16/F B
724 ft²
16/F C
1,755 ft²
16/F D
609 ft²
16/F E
977 ft²
16/F F
1,846 ft²
16/F G
517 ft²
17/F A
892 ft²
17/F B
724 ft²
17/F D
609 ft²
17/F E
977 ft²
17/F G
517 ft²
18/F A
892 ft²
18/F B
724 ft²
18/F C
1,745 ft²
18/F D
609 ft²
18/F E
978 ft²
18/F F
1,833 ft²
18/F G
517 ft²
19/F A
892 ft²
19/F B
724 ft²
19/F D
610 ft²
19/F E
977 ft²
19/F G
517 ft²
20/F A
892 ft²
20/F B
724 ft²
20/F D
1,651 ft²
20/F E
1,521 ft²
20/F G
517 ft²
Crescira AVM · estimated value
● Medium confidence
HK$12.09M
≈ HK$10,430 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.63M, with repayments around HK$41,012/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$38,592
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,792
−HK$1,220/mo
Today · 4.125%
HK$41,012
baseline
▲ 0.50% · 4.625%
HK$43,507
+HK$2,495/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$82,024/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,329 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Sunny Bay Station
≈ 40 min walk · 3,176 m
Education
7
schools within 1 km (5 within 500 m)
Daily convenience
2
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
0
parks, libraries, sports within 1 km
Family-friendly — 7 schools within a 1 km walk.
Location
Unit Information
- Floor
- 7/F
- Flat
- E
- Saleable Area
- 1,159 Saleable ft²
- Gross Area
- 1,500 ft²
- Efficiency
- 77%
- District
- Islands District · New Territories West
- School net (POA)
- 99
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-06-29 | HK$11.50M | +29.5% 10.7y · 3.0%/yr |
| 2007-11-06 | HK$8.88M | — |
Other appraised units in this building
Data sourced from Renavon.com