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Crescira AVM · estimated value Medium confidence
HK$18.41M
≈ HK$12,594 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.52M, with repayments around HK$62,464/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$58,778
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$60,606
−HK$1,858/mo
Today · 4.125%
HK$62,464
baseline
▲ 0.50% · 4.625%
HK$66,264
+HK$3,800/mo

Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$124,928/mo (50% DSR)

Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,451 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sunny Bay Station
≈ 40 min walk · 3,164 m
Education
7
schools within 1 km (5 within 500 m)
Daily convenience
2
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
0
parks, libraries, sports within 1 km

Family-friendly — 7 schools within a 1 km walk.

Location

Unit Information

Floor
12/F
Flat
SIMPLEX BIJOU
Saleable Area
1,462 Saleable ft²
Gross Area
1,985 ft²
Efficiency
74%
District
Islands District · New Territories West
School net (POA)
99

Transaction History

Date Price Gain / loss
2014-01-27 HK$17.92M
Data sourced from Renavon.com