▼ 0.50% · 3.625%
HK$17,261
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$17,798
−HK$546/mo
Today · 4.125%
HK$18,344
baseline
▲ 0.50% · 4.625%
HK$19,460
+HK$1,116/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,688/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$227,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,203
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$19,718
−HK$522/mo
Today · 4.125%
HK$20,240
baseline
▲ 0.50% · 4.625%
HK$21,307
+HK$1,067/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,480/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$227,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,987
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,578
−HK$600/mo
Today · 4.125%
HK$20,178
baseline
▲ 0.50% · 4.625%
HK$21,406
+HK$1,228/mo
Deposit HK$3.41M · loan HK$4.16M · min. income ≈ HK$40,356/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$227,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,123
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,690
−HK$574/mo
Today · 4.125%
HK$22,264
baseline
▲ 0.50% · 4.625%
HK$23,438
+HK$1,174/mo
Deposit HK$3.41M · loan HK$4.16M · min. income ≈ HK$44,528/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$227,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,713
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,358
−HK$654/mo
Today · 4.125%
HK$22,012
baseline
▲ 0.50% · 4.625%
HK$23,352
+HK$1,340/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$44,024/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,043
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,661
−HK$627/mo
Today · 4.125%
HK$24,288
baseline
▲ 0.50% · 4.625%
HK$25,569
+HK$1,281/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$48,576/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,439
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,137
−HK$710/mo
Today · 4.125%
HK$23,847
baseline
▲ 0.50% · 4.625%
HK$25,298
+HK$1,451/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$47,694/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,964
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,633
−HK$679/mo
Today · 4.125%
HK$26,312
baseline
▲ 0.50% · 4.625%
HK$27,699
+HK$1,387/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$52,624/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,166
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,917
−HK$764/mo
Today · 4.125%
HK$25,681
baseline
▲ 0.50% · 4.625%
HK$27,244
+HK$1,563/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$51,362/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,884
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,605
−HK$731/mo
Today · 4.125%
HK$28,336
baseline
▲ 0.50% · 4.625%
HK$29,830
+HK$1,494/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$56,672/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,892
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,697
−HK$818/mo
Today · 4.125%
HK$27,515
baseline
▲ 0.50% · 4.625%
HK$29,189
+HK$1,674/mo
Deposit HK$1.89M · loan HK$5.68M · min. income ≈ HK$55,030/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,804
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,577
−HK$783/mo
Today · 4.125%
HK$30,360
baseline
▲ 0.50% · 4.625%
HK$31,961
+HK$1,601/mo
Deposit HK$1.89M · loan HK$5.68M · min. income ≈ HK$60,720/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,618
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,477
−HK$873/mo
Today · 4.125%
HK$29,350
baseline
▲ 0.50% · 4.625%
HK$31,135
+HK$1,785/mo
Deposit HK$1.51M · loan HK$6.06M · min. income ≈ HK$58,700/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,724
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,548
−HK$836/mo
Today · 4.125%
HK$32,384
baseline
▲ 0.50% · 4.625%
HK$34,091
+HK$1,707/mo
Deposit HK$1.51M · loan HK$6.06M · min. income ≈ HK$64,768/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,344
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,257
−HK$927/mo
Today · 4.125%
HK$31,184
baseline
▲ 0.50% · 4.625%
HK$33,081
+HK$1,897/mo
Deposit HK$1.14M · loan HK$6.43M · min. income ≈ HK$62,368/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,645
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,520
−HK$888/mo
Today · 4.125%
HK$34,408
baseline
▲ 0.50% · 4.625%
HK$36,222
+HK$1,814/mo
Deposit HK$1.14M · loan HK$6.43M · min. income ≈ HK$68,816/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,070
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,036
−HK$982/mo
Today · 4.125%
HK$33,018
baseline
▲ 0.50% · 4.625%
HK$35,027
+HK$2,009/mo
Deposit HK$757K · loan HK$6.81M · min. income ≈ HK$66,036/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$227,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,565
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,492
−HK$940/mo
Today · 4.125%
HK$36,432
baseline
▲ 0.50% · 4.625%
HK$38,353
+HK$1,921/mo
Deposit HK$757K · loan HK$6.81M · min. income ≈ HK$72,864/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$227,094 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).