▼ 0.50% · 3.625%
HK$16,715
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,235
−HK$529/mo
Today · 4.125%
HK$17,764
baseline
▲ 0.50% · 4.625%
HK$18,845
+HK$1,081/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,528/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$219,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,596
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,094
−HK$506/mo
Today · 4.125%
HK$19,600
baseline
▲ 0.50% · 4.625%
HK$20,634
+HK$1,034/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,200/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$219,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,387
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,959
−HK$581/mo
Today · 4.125%
HK$19,540
baseline
▲ 0.50% · 4.625%
HK$20,729
+HK$1,189/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$39,080/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,455
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$21,004
−HK$556/mo
Today · 4.125%
HK$21,560
baseline
▲ 0.50% · 4.625%
HK$22,697
+HK$1,137/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$43,120/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,059
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,682
−HK$634/mo
Today · 4.125%
HK$21,316
baseline
▲ 0.50% · 4.625%
HK$22,613
+HK$1,297/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$42,632/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,315
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,913
−HK$608/mo
Today · 4.125%
HK$23,521
baseline
▲ 0.50% · 4.625%
HK$24,760
+HK$1,239/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$47,042/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,730
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,406
−HK$687/mo
Today · 4.125%
HK$23,093
baseline
▲ 0.50% · 4.625%
HK$24,498
+HK$1,405/mo
Deposit HK$2.57M · loan HK$4.76M · min. income ≈ HK$46,186/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$219,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,174
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,823
−HK$658/mo
Today · 4.125%
HK$25,481
baseline
▲ 0.50% · 4.625%
HK$26,824
+HK$1,343/mo
Deposit HK$2.57M · loan HK$4.76M · min. income ≈ HK$50,962/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$219,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,402
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,130
−HK$739/mo
Today · 4.125%
HK$24,869
baseline
▲ 0.50% · 4.625%
HK$26,382
+HK$1,513/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,738/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,034
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,732
−HK$709/mo
Today · 4.125%
HK$27,441
baseline
▲ 0.50% · 4.625%
HK$28,887
+HK$1,446/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,882/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,073
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,853
−HK$792/mo
Today · 4.125%
HK$26,645
baseline
▲ 0.50% · 4.625%
HK$28,267
+HK$1,622/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$53,290/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,894
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,642
−HK$759/mo
Today · 4.125%
HK$29,401
baseline
▲ 0.50% · 4.625%
HK$30,950
+HK$1,549/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$58,802/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,745
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,577
−HK$845/mo
Today · 4.125%
HK$28,422
baseline
▲ 0.50% · 4.625%
HK$30,151
+HK$1,729/mo
Deposit HK$1.47M · loan HK$5.86M · min. income ≈ HK$56,844/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,753
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,551
−HK$810/mo
Today · 4.125%
HK$31,361
baseline
▲ 0.50% · 4.625%
HK$33,014
+HK$1,653/mo
Deposit HK$1.47M · loan HK$5.86M · min. income ≈ HK$62,722/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,416
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,300
−HK$898/mo
Today · 4.125%
HK$30,198
baseline
▲ 0.50% · 4.625%
HK$32,036
+HK$1,838/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$60,396/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,613
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,461
−HK$860/mo
Today · 4.125%
HK$33,321
baseline
▲ 0.50% · 4.625%
HK$35,077
+HK$1,756/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$66,642/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,088
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,024
−HK$951/mo
Today · 4.125%
HK$31,975
baseline
▲ 0.50% · 4.625%
HK$33,920
+HK$1,945/mo
Deposit HK$733K · loan HK$6.60M · min. income ≈ HK$63,950/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,472
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,370
−HK$911/mo
Today · 4.125%
HK$35,281
baseline
▲ 0.50% · 4.625%
HK$37,140
+HK$1,859/mo
Deposit HK$733K · loan HK$6.60M · min. income ≈ HK$70,562/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,916 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).