▼ 0.50% · 3.625%
HK$16,656
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,174
−HK$527/mo
Today · 4.125%
HK$17,701
baseline
▲ 0.50% · 4.625%
HK$18,778
+HK$1,077/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,402/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,530
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,027
−HK$504/mo
Today · 4.125%
HK$19,531
baseline
▲ 0.50% · 4.625%
HK$20,560
+HK$1,029/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,062/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,322
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,892
−HK$579/mo
Today · 4.125%
HK$19,471
baseline
▲ 0.50% · 4.625%
HK$20,655
+HK$1,184/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$38,942/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,383
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,929
−HK$555/mo
Today · 4.125%
HK$21,484
baseline
▲ 0.50% · 4.625%
HK$22,616
+HK$1,132/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$42,968/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,987
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,609
−HK$632/mo
Today · 4.125%
HK$21,241
baseline
▲ 0.50% · 4.625%
HK$22,533
+HK$1,292/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,482/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,236
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,832
−HK$605/mo
Today · 4.125%
HK$23,437
baseline
▲ 0.50% · 4.625%
HK$24,672
+HK$1,235/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,874/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,653
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,326
−HK$685/mo
Today · 4.125%
HK$23,011
baseline
▲ 0.50% · 4.625%
HK$24,411
+HK$1,400/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$46,022/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,089
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,735
−HK$655/mo
Today · 4.125%
HK$25,390
baseline
▲ 0.50% · 4.625%
HK$26,728
+HK$1,338/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$50,780/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,319
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,044
−HK$737/mo
Today · 4.125%
HK$24,781
baseline
▲ 0.50% · 4.625%
HK$26,289
+HK$1,508/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$49,562/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,942
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,637
−HK$706/mo
Today · 4.125%
HK$27,343
baseline
▲ 0.50% · 4.625%
HK$28,784
+HK$1,441/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$54,686/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,984
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,761
−HK$790/mo
Today · 4.125%
HK$26,551
baseline
▲ 0.50% · 4.625%
HK$28,166
+HK$1,615/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$53,102/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,795
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,540
−HK$756/mo
Today · 4.125%
HK$29,296
baseline
▲ 0.50% · 4.625%
HK$30,840
+HK$1,544/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$58,592/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,650
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,479
−HK$842/mo
Today · 4.125%
HK$28,321
baseline
▲ 0.50% · 4.625%
HK$30,044
+HK$1,723/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$56,642/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,648
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,443
−HK$806/mo
Today · 4.125%
HK$31,249
baseline
▲ 0.50% · 4.625%
HK$32,897
+HK$1,648/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$62,498/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,315
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,196
−HK$895/mo
Today · 4.125%
HK$30,091
baseline
▲ 0.50% · 4.625%
HK$31,922
+HK$1,831/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$60,182/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,501
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,345
−HK$857/mo
Today · 4.125%
HK$33,202
baseline
▲ 0.50% · 4.625%
HK$34,953
+HK$1,751/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$66,404/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,981
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,914
−HK$947/mo
Today · 4.125%
HK$31,861
baseline
▲ 0.50% · 4.625%
HK$33,800
+HK$1,939/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$63,722/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,354
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,248
−HK$907/mo
Today · 4.125%
HK$35,155
baseline
▲ 0.50% · 4.625%
HK$37,009
+HK$1,854/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$70,310/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,135 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).