20/F 12

in Yuk Ming Court Kwan Ming House (Block B)

Sai Kung District · New Territories East

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Floor

1/F 10 610 ft² 1/F 13 546 ft² 1/F 15 440 ft² 1/F 9 651 ft² 1/F 1 651 ft² 1/F 4 546 ft² 1/F 14 440 ft² 2/F 16 651 ft² 2/F 5 546 ft² 2/F 2 610 ft² 2/F 6 440 ft² 2/F 8 651 ft² 2/F 13 546 ft² 3/F 10 610 ft² 3/F 3 610 ft² 3/F 7 440 ft² 3/F 9 651 ft² 3/F 5 546 ft² 3/F 11 610 ft² 4/F 14 440 ft² 4/F 15 440 ft² 4/F 2 610 ft² 4/F 9 651 ft² 4/F 16 651 ft² 5/F 7 5/F 16 651 ft² 6/F 1 6/F 11 610 ft² 6/F 14 440 ft² 6/F 16 651 ft² 6/F 2 610 ft² 6/F 4 546 ft² 6/F 7 440 ft² 6/F 10 610 ft² 7/F 11 610 ft² 7/F 13 546 ft² 7/F 14 440 ft² 7/F 4 546 ft² 7/F 6 440 ft² 7/F 8 651 ft² 7/F 9 651 ft² 7/F 7 440 ft² 7/F 12 546 ft² 8/F 13 546 ft² 8/F 2 610 ft² 8/F 3 610 ft² 8/F 9 651 ft² 8/F 4 546 ft² 8/F 11 610 ft² 8/F 16 651 ft² 9/F 16 651 ft² 9/F 2 610 ft² 9/F 8 651 ft² 9/F 11 610 ft² 10/F 10 610 ft² 10/F 4 546 ft² 10/F 7 440 ft² 10/F 11 610 ft² 11/F 16 651 ft² 11/F 2 610 ft² 11/F 1 651 ft² 11/F 4 546 ft² 11/F 13 546 ft² 11/F 14 440 ft² 12/F 14 440 ft² 12/F 3 610 ft² 12/F 8 651 ft² 12/F 2 610 ft² 12/F 10 610 ft² 13/F 11 610 ft² 13/F 2 610 ft² 13/F 5 546 ft² 14/F 10 610 ft² 14/F 14 440 ft² 14/F 3 610 ft² 14/F 9 651 ft² 15/F 1 651 ft² 15/F 10 610 ft² 15/F 16 15/F 4 546 ft² 15/F 6 440 ft² 15/F 11 610 ft² 16/F 10 610 ft² 16/F 11 610 ft² 16/F 3 610 ft² 17/F 12 546 ft² 17/F 9 651 ft² 17/F 7 440 ft² 18/F 2 608 ft² 18/F 3 608 ft² 18/F 4 541 ft² 18/F 1 647 ft² 18/F 13 541 ft² 19/F 11 608 ft² 19/F 12 541 ft² 19/F 14 19/F 15 438 ft² 19/F 5 541 ft² 19/F 8 647 ft² 19/F 9 647 ft² 19/F 4 541 ft² 19/F 16 647 ft² 20/F 12 541 ft² 20/F 3 608 ft² 20/F 6 438 ft² 20/F 1 647 ft² 20/F 15 438 ft² 21/F 12 541 ft² 21/F 16 647 ft² 21/F 2 608 ft² 21/F 3 608 ft² 21/F 1 647 ft² 21/F 6 438 ft² 21/F 7 438 ft² 21/F 10 608 ft² 21/F 15 438 ft² 22/F 11 608 ft² 22/F 13 541 ft² 22/F 6 438 ft² 23/F 10 23/F 4 541 ft² 23/F 6 438 ft² 23/F 8 647 ft² 23/F 11 608 ft² 23/F 12 541 ft² 24/F 13 541 ft² 24/F 2 608 ft² 24/F 5 541 ft² 24/F 6 438 ft² 24/F 9 647 ft² 24/F 8 647 ft² 24/F 11 608 ft² 24/F 16 647 ft² 25/F 13 541 ft² 25/F 3 608 ft² 25/F 5 541 ft² 25/F 7 438 ft² 25/F 12 541 ft² 25/F 16 647 ft² 26/F 11 26/F 14 438 ft² 26/F 4 541 ft² 26/F 9 647 ft² 26/F 13 541 ft² 27/F 14 438 ft² 27/F 4 541 ft² 27/F 9 647 ft² 27/F 13 541 ft² 28/F 11 607 ft² 28/F 6 435 ft² 28/F 8 643 ft² 28/F 4 537 ft² 28/F 15 435 ft² 28/F 16 643 ft² 29/F 11 607 ft² 29/F 12 537 ft² 29/F 8 643 ft² 29/F 1 643 ft² 29/F 14 435 ft² 30/F 3 607 ft² 30/F 6 435 ft² 30/F 1 643 ft² 30/F 7 435 ft² 30/F 10 607 ft² 31/F 3 607 ft² 31/F 5 537 ft² 31/F 7 435 ft² 31/F 10 607 ft² 31/F 13 537 ft² 32/F 10 607 ft² 32/F 2 607 ft² 32/F 5 537 ft² 32/F 9 643 ft² 32/F 4 537 ft² 32/F 8 643 ft² 32/F 13 537 ft² 33/F 11 607 ft² 33/F 13 537 ft² 33/F 2 607 ft² 33/F 8 643 ft² 34/F 11 607 ft² 34/F 15 435 ft² 34/F 2 607 ft² 34/F 3 607 ft² 34/F 7 435 ft² 34/F 9 643 ft² 35/F 16 643 ft² 35/F 7 435 ft² 35/F 15 435 ft² 36/F 1 643 ft² 36/F 14 435 ft² 36/F 5 537 ft² 36/F 6 435 ft² 36/F 4 537 ft² 36/F 9 643 ft² 36/F 13 537 ft² 37/F 10 607 ft² 37/F 13 537 ft² 37/F 14 435 ft² 37/F 2 607 ft² 37/F 8 643 ft² 38/F 2 607 ft² 38/F 9 643 ft² 38/F 14 435 ft² 38/F 15 435 ft²

Crescira AVM · estimated value ● Medium confidence

HK$5.06M

≈ HK$9,345 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$506K, with repayments around HK$22,053/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$20,752

−HK$1,301/mo

▼ 0.25% · 3.875%

HK$21,397

−HK$656/mo

Today · 4.125%

HK$22,053

baseline

▲ 0.50% · 4.625%

HK$23,395

+HK$1,342/mo

Deposit HK$506K · loan HK$4.55M · min. income ≈ HK$44,106/mo (50% DSR)

Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$113,757 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 20/F
Flat: 12
Saleable Area: 541 ft²
Gross Area: 744 ft²
Efficiency: 73%
District: Sai Kung District · New Territories East
School net (POA): 95

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2001-02-24	HK$1.13M	—	HK$2,089	HK$1,519

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Hang Hau

≈ 5 min walk · 332 m

Education

schools within 1 km (17 within 500 m)

Daily convenience

within 1 km (17 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Hang Hau Station (a rail station within an 8-min walk earns this label).

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 36 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 29 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com