▼ 0.50% · 3.625%
HK$7,972
−HK$500/mo
▼ 0.25% · 3.875%
HK$8,220
−HK$252/mo
Today · 4.125%
HK$8,472
baseline
▲ 0.50% · 4.625%
HK$8,987
+HK$515/mo
Deposit HK$1.75M · loan HK$1.75M · min. income ≈ HK$16,944/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,869
−HK$479/mo
▼ 0.25% · 3.875%
HK$9,107
−HK$241/mo
Today · 4.125%
HK$9,348
baseline
▲ 0.50% · 4.625%
HK$9,841
+HK$493/mo
Deposit HK$1.75M · loan HK$1.75M · min. income ≈ HK$18,696/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,769
−HK$550/mo
▼ 0.25% · 3.875%
HK$9,042
−HK$277/mo
Today · 4.125%
HK$9,319
baseline
▲ 0.50% · 4.625%
HK$9,886
+HK$567/mo
Deposit HK$1.57M · loan HK$1.92M · min. income ≈ HK$18,638/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,756
−HK$527/mo
▼ 0.25% · 3.875%
HK$10,017
−HK$266/mo
Today · 4.125%
HK$10,283
baseline
▲ 0.50% · 4.625%
HK$10,825
+HK$542/mo
Deposit HK$1.57M · loan HK$1.92M · min. income ≈ HK$20,566/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,566
−HK$600/mo
▼ 0.25% · 3.875%
HK$9,864
−HK$302/mo
Today · 4.125%
HK$10,166
baseline
▲ 0.50% · 4.625%
HK$10,785
+HK$619/mo
Deposit HK$1.40M · loan HK$2.10M · min. income ≈ HK$20,332/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,643
−HK$574/mo
▼ 0.25% · 3.875%
HK$10,928
−HK$289/mo
Today · 4.125%
HK$11,217
baseline
▲ 0.50% · 4.625%
HK$11,809
+HK$592/mo
Deposit HK$1.40M · loan HK$2.10M · min. income ≈ HK$22,434/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,364
−HK$649/mo
▼ 0.25% · 3.875%
HK$10,686
−HK$327/mo
Today · 4.125%
HK$11,013
baseline
▲ 0.50% · 4.625%
HK$11,684
+HK$671/mo
Deposit HK$1.22M · loan HK$2.27M · min. income ≈ HK$22,026/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,529
−HK$623/mo
▼ 0.25% · 3.875%
HK$11,839
−HK$313/mo
Today · 4.125%
HK$12,152
baseline
▲ 0.50% · 4.625%
HK$12,793
+HK$641/mo
Deposit HK$1.22M · loan HK$2.27M · min. income ≈ HK$24,304/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,161
−HK$700/mo
▼ 0.25% · 3.875%
HK$11,508
−HK$353/mo
Today · 4.125%
HK$11,861
baseline
▲ 0.50% · 4.625%
HK$12,582
+HK$721/mo
Deposit HK$1.05M · loan HK$2.45M · min. income ≈ HK$23,722/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,416
−HK$671/mo
▼ 0.25% · 3.875%
HK$12,749
−HK$338/mo
Today · 4.125%
HK$13,087
baseline
▲ 0.50% · 4.625%
HK$13,777
+HK$690/mo
Deposit HK$1.05M · loan HK$2.45M · min. income ≈ HK$26,174/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,958
−HK$750/mo
▼ 0.25% · 3.875%
HK$12,330
−HK$378/mo
Today · 4.125%
HK$12,708
baseline
▲ 0.50% · 4.625%
HK$13,481
+HK$773/mo
Deposit HK$874K · loan HK$2.62M · min. income ≈ HK$25,416/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,303
−HK$719/mo
▼ 0.25% · 3.875%
HK$13,660
−HK$362/mo
Today · 4.125%
HK$14,022
baseline
▲ 0.50% · 4.625%
HK$14,761
+HK$739/mo
Deposit HK$874K · loan HK$2.62M · min. income ≈ HK$28,044/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,755
−HK$800/mo
▼ 0.25% · 3.875%
HK$13,152
−HK$403/mo
Today · 4.125%
HK$13,555
baseline
▲ 0.50% · 4.625%
HK$14,380
+HK$825/mo
Deposit HK$699K · loan HK$2.80M · min. income ≈ HK$27,110/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,190
−HK$767/mo
▼ 0.25% · 3.875%
HK$14,571
−HK$386/mo
Today · 4.125%
HK$14,957
baseline
▲ 0.50% · 4.625%
HK$15,745
+HK$788/mo
Deposit HK$699K · loan HK$2.80M · min. income ≈ HK$29,914/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,552
−HK$850/mo
▼ 0.25% · 3.875%
HK$13,974
−HK$428/mo
Today · 4.125%
HK$14,402
baseline
▲ 0.50% · 4.625%
HK$15,279
+HK$877/mo
Deposit HK$524K · loan HK$2.97M · min. income ≈ HK$28,804/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,077
−HK$814/mo
▼ 0.25% · 3.875%
HK$15,481
−HK$410/mo
Today · 4.125%
HK$15,891
baseline
▲ 0.50% · 4.625%
HK$16,729
+HK$838/mo
Deposit HK$524K · loan HK$2.97M · min. income ≈ HK$31,782/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,350
−HK$899/mo
▼ 0.25% · 3.875%
HK$14,796
−HK$453/mo
Today · 4.125%
HK$15,249
baseline
▲ 0.50% · 4.625%
HK$16,177
+HK$928/mo
Deposit HK$350K · loan HK$3.15M · min. income ≈ HK$30,498/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,964
−HK$862/mo
▼ 0.25% · 3.875%
HK$16,392
−HK$434/mo
Today · 4.125%
HK$16,826
baseline
▲ 0.50% · 4.625%
HK$17,713
+HK$887/mo
Deposit HK$350K · loan HK$3.15M · min. income ≈ HK$33,652/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).