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At today's rate and a 90% mortgage, the deposit on this unit is about HK$429K, with repayments around HK$18,706/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$429K · loan HK$3.86M · min. income ≈ HK$37,412/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$57,804 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 70 schools within a 1 km walk.
Everyday convenience — 64 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 97 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- G
- Saleable Area
- 410 Saleable ft²
- Gross Area
- 539 ft²
- Efficiency
- 76%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-10 | HK$5.52M | +38.0% 3.1y · 12.0%/yr |
| 2017-05-08 | HK$4.00M | +73.9% 4.9y · 15.0%/yr |
| 2012-05-29 | HK$2.30M | +25.0% |
| 2010-07-28 | HK$1.84M | +12.2% |
| 2010-02-18 | HK$1.64M | +20.6% |
| 2008-05-21 | HK$1.36M | +4.6% |
| 2000-10-28 | HK$1.30M | — |