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At today's rate and a 90% mortgage, the deposit on this unit is about HK$469K, with repayments around HK$20,445/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$469K · loan HK$4.22M · min. income ≈ HK$40,890/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$86,219 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 70 schools within a 1 km walk.
Everyday convenience — 64 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 97 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- B
- Saleable Area
- 439 Saleable ft²
- Gross Area
- 565 ft²
- Efficiency
- 78%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-03-20 | HK$5.48M | +71.2% 6.5y · 11.0%/yr |
| 2012-10-12 | HK$3.20M | +100.0% |
| 2009-06-29 | HK$1.60M | +14.3% |
| 2009-04-08 | HK$1.40M | +13.8% |
| 2004-05-15 | HK$1.23M | +11.8% |
| 2004-03-27 | HK$1.10M | +12.2% |
| 2004-02-14 | HK$980K | −60.8% |
| 1997-10-28 | HK$2.50M | +27.6% |
| 1997-01-18 | HK$1.96M | — |