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At today's rate and a 90% mortgage, the deposit on this unit is about HK$490K, with repayments around HK$21,386/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$490K · loan HK$4.41M · min. income ≈ HK$42,772/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$107,804 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 70 schools within a 1 km walk.
Everyday convenience — 64 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 97 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- E
- Saleable Area
- 439 Saleable ft²
- Gross Area
- 565 ft²
- Efficiency
- 78%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-08 | HK$5.00M | +19.0% 3.3y · 6.0%/yr |
| 2017-01-24 | HK$4.20M | +83.4% 6.2y · 13.0%/yr |
| 2010-10-25 | HK$2.29M | +60.1% |
| 2006-12-15 | HK$1.43M | +11.7% |
| 2006-04-21 | HK$1.28M | +16.4% |
| 2003-05-06 | HK$1.10M | −1.8% |
| 2003-01-16 | HK$1.12M | — |