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At today's rate and a 90% mortgage, the deposit on this unit is about HK$451K, with repayments around HK$19,667/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$451K · loan HK$4.06M · min. income ≈ HK$39,334/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$68,398 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Sha Tin Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- H
- Saleable Area
- 292 Saleable ft²
- Gross Area
- 356 ft²
- Efficiency
- 82%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-11 | HK$6.18M | +54.1% 3.9y · 14.0%/yr |
| 2016-06-16 | HK$4.01M | +53.0% 5.2y · 10.0%/yr |
| 2011-04-04 | HK$2.62M | +52.3% |
| 2009-06-30 | HK$1.72M | +22.9% |
| 2007-06-28 | HK$1.40M | +14.8% |
| 2007-05-22 | HK$1.22M | −45.5% |
| 1997-08-05 | HK$2.24M | +53.4% |
| 1996-09-16 | HK$1.46M | — |