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At today's rate and a 90% mortgage, the deposit on this unit is about HK$396K, with repayments around HK$17,254/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$396K · loan HK$3.56M · min. income ≈ HK$34,508/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Sha Tin Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- H
- Saleable Area
- 292 Saleable ft²
- Gross Area
- 356 ft²
- Efficiency
- 82%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-04-14 | HK$4.88M | +43.5% 3.8y · 12.0%/yr |
| 2016-06-20 | HK$3.40M | +14.1% 3.0y · 5.0%/yr |
| 2013-07-12 | HK$2.98M | +92.3% |
| 2008-02-22 | HK$1.55M | +7.6% |
| 2008-01-31 | HK$1.44M | +38.5% |
| 2007-12-07 | HK$1.04M | −45.8% |
| 1997-09-27 | HK$1.92M | +47.7% |
| 1996-09-18 | HK$1.30M | +10.2% |
| 1995-08-19 | HK$1.18M | — |