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At today's rate and a 90% mortgage, the deposit on this unit is about HK$463K, with repayments around HK$20,189/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$463K · loan HK$4.17M · min. income ≈ HK$40,378/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$80,351 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Sha Tin Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- C
- Saleable Area
- 310 Saleable ft²
- Gross Area
- 385 ft²
- Efficiency
- 81%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-06-04 | HK$6.00M | +67.1% 3.3y · 20.0%/yr |
| 2016-02-23 | HK$3.59M | +40.8% 4.8y · 9.0%/yr |
| 2011-05-05 | HK$2.55M | +50.0% |
| 2009-07-29 | HK$1.70M | +57.4% |
| 2001-04-26 | HK$1.08M | −55.0% |
| 1997-10-18 | HK$2.40M | +6.7% |
| 1997-07-18 | HK$2.25M | — |