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At today's rate and a 90% mortgage, the deposit on this unit is about HK$451K, with repayments around HK$19,683/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$451K · loan HK$4.06M · min. income ≈ HK$39,366/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$68,753 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- A
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-09 | HK$5.44M | +34.3% 4.3y · 8.0%/yr |
| 2017-03-17 | HK$4.05M | +153.1% 7.5y · 20.0%/yr |
| 2009-09-23 | HK$1.60M | +37.9% |
| 2007-04-26 | HK$1.16M | +4.5% |
| 2000-10-18 | HK$1.11M | −27.5% |
| 1996-08-27 | HK$1.53M | +3.4% |
| 1996-04-09 | HK$1.48M | — |