Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$428K, with repayments around HK$18,658/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$428K · loan HK$3.85M · min. income ≈ HK$37,316/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$55,618 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- F
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-23 | HK$5.52M | +6.2% 3.1y · 2.0%/yr |
| 2018-09-07 | HK$5.20M | +27.5% 3.2y · 9.0%/yr |
| 2015-06-29 | HK$4.08M | +39.2% |
| 2012-10-09 | HK$2.93M | +136.3% |
| 2008-11-04 | HK$1.24M | +63.2% |
| 2003-08-01 | HK$760K | −44.5% |
| 1996-01-13 | HK$1.37M | — |